Windsor Town property record for 23 Clover St, Windsor, CT 06095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1948 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,000 (Dec 2002) |
| Tax Bill | $4,200 (2024) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1366.00 |
| Primary APN | 1366.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 2,260 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1366.00 |
|---|---|
| Street Address | 23 CLOVER ST |
| City | WINDSOR |
| State | CT |
| Zip | 06095-3708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 32 |
| Legal Lot Number | 83 |
| Jurisdiction | WINDSOR CT |
| Township / Civil Division | WINDSOR |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 473700 |
Source: Windsor Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 CLOVER ST, WINDSOR, CT 06095-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WINDSOR FED BK |
| Aug 4, 2022 | Deed of Trust, Mortgage · Line of Credit WINDSOR FEDERAL SAVINGS AND LOAN ASSN |
| Feb 1, 2017 | Deed of Trust, Mortgage WEBSTER BANK |
| Apr 13, 2018 | Deed of Trust, Mortgage WEBSTER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2002 · Amount on Record |
| Deed Sale | Dec 10, 2002 · Amount on Record |
| Deed Book / Page | 1358 / 271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR CT |
| Property Address | 23 CLOVER ST, WINDSOR, CT 06095-3708 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001959-455 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 1959/455 |
| Instrument | 2023-03767 |
| Name | WINDSOR FED BK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR CT |
| Property Address | 23 CLOVER ST, WINDSOR, CT 06095-3708 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01938-1004 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 1938/1004 |
| Instrument | 2022-03275 |
| Name | WINDSOR FEDERAL SAVINGS AND LOAN ASSN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR CT |
| Property Address | 23 CLOVER ST, WINDSOR, CT 06095-3708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1839-1053 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 1839/1053 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR CT |
| Property Address | 23 CLOVER ST, WINDSOR, CT 06095-3708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1857-926 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 1857/926 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Windsor Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Town |
| Unified School District | Windsor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,630 (-) Land $45,360 Building $102,270 | $103,341 Land $31,752 Building $71,589 | |
| 2024 | $4,200.00 (-6.17%) | $147,630 (+55.19%) Land $45,360 Building $102,270 | |
| 2023 | $4,476.00 (+41.42%) | $95,130 (-) Land $32,480 Building $62,650 | |
| 2022 | $3,165.00 | $95,130 Land $32,480 Building $62,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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