23 Circle Dr, Rochester, IL 62563 Property Records

Sangamon County property record for 23 Circle Dr, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.683 acres (29,786 sqft)
Owner	Individual Name on Record
Last Sale	$317,500 (Jun 2026)
Tax Bill	$5,211 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-101-001`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-101-001`
Alternative APN	`23150101001 (CHECK DIGIT = 6)`

Exterior

Lot Area	29,786 sqft (0.683 acres)

Location & Zoning

Account Number	23150101001
Street Address	23 CIRCLE DR
City	ROCHESTER
State	IL
Zip	62563-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE FENCE ACRES L23
Legal Subdivision	WHITE FENCE ACRES
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2037
Census Tract	3902

Owner

Source: Sangamon County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 CIRCLE DR, ROCHESTER, IL 62563-9301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTON COMMUNITY BANK
May 8, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PANA
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jun 16, 2015
Deed Document Number	202610372
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 11, 2026
Property Address	23 CIRCLE DR, ROCHESTER, IL 62563-9301
Document Number	0000010372
Instrument Date	Jun 10, 2026
Instrument	202610372
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,101.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CIRCLE DR, ROCHESTER, IL 62563-9301

Mortgage

Document Number	0000010373,
Date	Jun 11, 2026
Instrument	202610373

Lender

Name	MORTON COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Recording Date	May 8, 2026
Property Address	23 CIRCLE DR, ROCHESTER, IL 62563-9301
Document Number	0000007718
Instrument Date	May 7, 2026
Instrument	20267718
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CIRCLE DR, ROCHESTER, IL 62563-9301
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007718,
Date	May 8, 2026
Instrument	20267718

Lender

Name	FIRST NATIONAL BANK OF PANA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Feb 15, 2027

Interest

Rate	6.37%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	23 CIRCLE DR, ROCHESTER, IL 62563-9301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R21618
Date	Aug 18, 2020
Instrument	2020R21618

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,211.00 (+2.12%) Homeowner's exemption Senior Citizen's exemption	$85,864 (+3.4%) Land $11,623 Building $74,241	$257,592 (+3.4%) Land $34,869 Building $222,723
2024	$5,103.00 (+29.48%)	$83,041 (+30.18%) Land $11,241 Building $71,800	$249,123 (+30.18%) Land $33,723 Building $215,400
2022	$3,941.00 Homeowner's exemption Senior Citizen's exemption	$63,787 Land $10,110 Building $53,677	$191,361 Land $30,330 Building $161,031

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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