23 Circle Dr, Lovell, WY 82431 Property Records

Big Horn County property record for 23 Circle Dr, Lovell, WY 82431

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,384 sqft · built 1976
Lot Size0.186 acres (8,082 sqft)
OwnerIndividual Name on File
Last Sale$282,635 (Oct 2024)
Tax Bill$1,092 (2025)
Deeds & MortgagesOct 2018 Reverse Mortgage
Apr 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-01-019-00932

Property Details

APN / Parcel Number

Primary APN03-01-019-00932
Alternative APNs
  • 56961512700503
  • R0006909

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,384 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,082 sqft (0.186 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area185 sqft
Shed1 Shed
Shed Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR0006909
Street Address23 CIRCLE DR
CityLOVELL
StateWY
Zip82431-1605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 1 STOCKHILL ADD SD175-513
Legal SubdivisionSTOCKHILL
Legal Block1
Legal Lot Number5
JurisdictionBIG HORN WY
Township / Civil DivisionNORTH BIG HORN
Census Block Group3
Census Block3036
Census Tract962800

Owner

Source: Big Horn County assessment roll, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 CIRCLE DR, LOVELL, WY 82431-1605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2018Deed of Trust, Mortgage · Reverse Mortgage
FINANCE AMERICA LLC
Apr 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
VALLEY BANK OF HELENA
Oct 28, 2024Warranty Deed, Transfer · FHA Mortgage
FIRST BANK OF WYOMING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2024 · Amount on Record
Deed SaleOct 28, 2024 · Amount on Record
Prior SaleApr 17, 2023 · Amount on Record
Deed Document Number20241165800
Deed Book / Page175 / 513
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIG HORN WY
Property Address23 CIRCLE DR, LOVELL, WY 82431-1605
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000001101945
DateOct 26, 2018
Instrument000001101945
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIG HORN WY
Property Address23 CIRCLE DR, LOVELL, WY 82431-1605
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0SD168/288
DateApr 17, 2023
Book PageSD168/288
Instrument1150134
Lender
NameVALLEY BANK OF HELENA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIG HORN WY
Recording DateOct 28, 2024
Property Address23 CIRCLE DR, LOVELL, WY 82431-1605
Document Number0SD175/513
Book / PageSD175 / 513
Instrument DateOct 22, 2024
Instrument1165800
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 CIRCLE DR, LOVELL, WY 82431-1605

Mortgage

Document Number0001165801
DateOct 28, 2024
Instrument1165801
Lender
NameFIRST BANK OF WYOMING
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

Tax Assessment & Valuation

Source: Big Horn County assessment roll, as of July 10, 2026

Property Jurisdictions

TypeName
StateWyoming
CountyBig Horn County
MunicipalityLovell Town
Unified School DistrictBig Horn County School District 2 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,544 (+38.62%) Land $3,544 Building $16,000$220,265 (+11.31%) Land $47,982 Building $172,283
2025$1,092.00 (-21.89%)$14,099 (-15.97%) Land $2,556 Building $11,543$197,879 (+12.05%) Land $35,867 Building $162,012
2024$1,398.00 (+31.27%)
2023$16,778 Land $2,542 Building $14,236$176,606 Land $26,757 Building $149,849
2022$1,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Wyoming
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LOVELL
serves 2,250 people · EPA ID WY5600031
Water SourcePurchased surface water from SHOSHONE MUNICIPAL PIPELINE
Last State InspectionAug 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BHT Holdings
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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