23 Cindy Cir, Springfield, MA 01129 Property Records

Hampden County and Springfield City property record for 23 Cindy Cir, Springfield, MA 01129

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,293 sqft · built 1980
Lot Size	0.314 acres (13,669 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Nov 2019)
Tax Bill	$4,663 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02786 P:0018`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02786 P:0018`
Alternative APN	`27860018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,293 sqft Living Area
1st Floor Area	1,053 sqft
Game Room	Game Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Shed Roof
Lot Area	13,669 sqft (0.314 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	27860018
Street Address	23 CINDY CIR
City	SPRINGFIELD
State	MA
Zip	01129-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2024
Census Tract	801603

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 CINDY CIR, SPRINGFIELD, MA 01129-1534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage REAL ESTATE PROPERTY SERVICES LLC
Feb 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Nov 21, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Prior Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	201968781
Deed Book / Page	22964 / 508
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	23 CINDY CIR, SPRINGFIELD, MA 01129-1534
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026073-328
Date	Oct 17, 2025
Book Page	26073/328
Instrument	49675

Lender

Name	REAL ESTATE PROPERTY SERVICES LLC

Agreement

Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	23 CINDY CIR, SPRINGFIELD, MA 01129-1534
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024384-437
Date	Feb 1, 2022
Book Page	24384/437
Instrument	6703

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	23 CINDY CIR, SPRINGFIELD, MA 01129-1534
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23861-35
Date	May 3, 2021
Book Page	23861/35
Instrument	30170

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 21, 2019
Property Address	23 CINDY CIR, SPRINGFIELD, MA 01129-1534
Document Number	22964-508
Book / Page	22964 / 508
Instrument Date	Nov 20, 2019
Instrument	68781
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 ASHBROOK ST, SPRINGFIELD, MA 01118-1201

Mortgage

Document Number	68782
Date	Nov 21, 2019
Instrument	68782

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,663.00 (+12.31%)	$297,400 (+22.14%) Land $59,500 Building $237,900	$300,200 (+6.25%)
2024			$282,530
2023	$4,152.00	$243,500 Land $56,600 Building $186,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	13 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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