23 Chestnut St, Sumter, SC 29150 Property Records

Sumter County property record for 23 Chestnut St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,592 sqft · built 1920
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (May 2023)
Tax Bill	$62 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`228-05-01-007`

Property Details

APN / Parcel Number

Primary APN	`228-05-01-007`
Alternative APN	`40248`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	1,592 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Porch	Covered/Finished Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	40248
Street Address	23 CHESTNUT ST
City	SUMTER
State	SC
Zip	29150-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	Z46-547 PB96-598 0.218AC PB86-1493
Legal Subdivision	LOUIS W TISDALE RLS
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2021
Census Tract	2000

Owner

Source: Sumter County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 CHESTNUT ST, SUMTER, SC 29150-4208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU
May 19, 2023	Deed, Transfer · VA Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Apr 29, 2010 · Amount on Record
Deed Book / Page	1314 / 4403
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	23 CHESTNUT ST, SUMTER, SC 29150-4208
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0012932625
Date	Oct 29, 2021
Book Page	1293/2625

Lender

Name	SAFE FCU
Type	Credit Union
Address	21950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	May 19, 2023
Property Address	23 CHESTNUT ST, SUMTER, SC 29150-4208
Document Number	0013144403
Book / Page	1314 / 4403
Instrument Date	May 18, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$387.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CHESTNUT ST, SUMTER, SC 29150-4208

Mortgage

Document Number	0013144408
Date	May 19, 2023
Instrument	1314/4408

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0013144421
Date	May 19, 2023
Book Page	1314/4421

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 18, 2033

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (-94.92%)		$144,966 (+175.21%) Land $12,240 Building $132,726
2023		$2,100 (-33.54%) Land $490 Building $1,610	$52,674 (-) Land $12,360 Building $40,314
2022	$1,221.00	$3,160 Land $740 Building $2,420	$52,674 Land $12,360 Building $40,314

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1983–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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