Bergen County and Dumont Borough property record for 23 Chestnut St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,519 sqft · built 1940 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,620 (2025) |
| Deeds & Mortgages | Dec 2019 Refinance Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01317-0000-00016 |
| Primary APN | 10-01317-0000-00016 |
|---|---|
| Alternative APN |
|
| Building Area | 1,519 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 5,301 sqft (0.122 acres) |
| Lot Dimensions | 100 ft deep x 53 ft wide |
| Account Number | 195000 |
|---|---|
| Street Address | 23 CHESTNUT ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 53X100 |
| Legal Block | 1317 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7007 |
| Census Tract | 10100 |
23 Chestnut St is owned and occupied by an individual.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 CHESTNUT ST, DUMONT, NJ 07628-3214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Nov 18, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 CHESTNUT ST, DUMONT, NJ 07628-3214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034451980 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 3445/1980 |
| Instrument | 19-089370 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 CHESTNUT ST, DUMONT, NJ 07628-3214 |
| Document Number | 0034331040 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 23 CHESTNUT ST RUTHERFORD NJ 070701278, RUTHERFORD, NJ 07070-1278 |
| Document Number | 0034331040 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 003433/001040 |
| Instrument | 85693 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 9, 2049 |
The 2025 property tax bill for 23 Chestnut St was $9,620, down 8.2% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,300 (+7.83%) Land $311,000 Building $132,300 | $443,300 (+7.83%) Land $311,000 Building $132,300 | |
| 2025 | $9,620.00 (-8.2%) | $411,100 Land $285,500 Building $125,600 | $411,100 Land $285,500 Building $125,600 |
| 2024 | $10,479.00 | ||
| 2023 | $257,800 Land $154,600 Building $103,200 | $257,800 Land $154,600 Building $103,200 | |
| 2022 | $10,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Chestnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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