Flagler County property record for 23 Cherrytree Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,183 sqft · built 1987 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $692,500 (Oct 2022) |
| Tax Bill | $5,716 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Oct 2022 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7016-00100-0540 |
| Primary APN | 07-11-31-7016-00100-0540 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,183 sqft Living Area |
| Gross Area | 3,795 sqft |
| 1st Floor Area | 3,183 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 742 sqft |
| Pool Area | 496 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 23 CHERRYTREE CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-9050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 16 BL 10 LOT 54 OR 182 PG 643 OR 266 PG 353 OR 453 PG 1855 OR 266 PG 353 OR 534 PG 1621 OR 1474 PG 482 OR 1963/1257-RDMN SPURLOCK TRUST |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 10 |
| Legal Lot Number | 54 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 60104 |
23 Cherrytree Ct is owned and occupied by two individuals who bought it in October 2022.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage FARMERS INSURANCE GROUP FCU |
| Oct 14, 2022 | Warranty Deed, Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Mar 10, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on File |
| Deed Sale | Oct 14, 2022 · Amount on File |
| Deed Document Number | 202250183 |
| Deed Book / Page | 2728 / 1236 |
| Prior Transfer Date | Mar 8, 2022 |
| Prior Transfer Doc | 0026660970 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 14, 2022 |
| Property Address | 23 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Document Number | 0027281236 |
| Book / Page | 2728 / 1236 |
| Map Reference | MB 6 PG 81-86 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 2022050183 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Title Company | SOUTHERN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,847.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 NEW ST, 128, CRANFORD, NJ 07016-2647 |
| Name | Verified Name |
|---|---|
| Address | 23 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Document Number | 0027281240 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2728/1240 |
| Name | FARMERS INSURANCE GROUP FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 5.99% |
| Index | 1-Year CMT |
| Max Rate | 8.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 14, 2022 |
| Property Address | 23 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Document Number | 0027281234 |
| Book / Page | 2728 / 1234 |
| Map Reference | MB 6 PG 81-86 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 2022050182 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2001 ANASTASIA WAY S, 2001, SAINT PETERSBURG, FL 33712-4428 |
| Name | Verified Name |
|---|---|
| Address | 23 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 10, 2022 |
| Property Address | 23 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Document Number | 0026660970 |
| Book / Page | 2666 / 970 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 2022012810 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
The 2025 property tax bill for 23 Cherrytree Ct was $5,716 with a homeowner's exemption, up 2.3% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,716.00 (+2.33%) Homeowner's exemption | $357,663 | $519,485 Land $156,000 Building $363,485 |
| 2024 | $5,586.00 (+9.55%) | ||
| 2023 | $5,099.00 (+41.6%) Homeowner's exemption | $317,974 (+37.06%) | $491,541 (+0.73%) Land $156,000 Building $335,541 |
| 2022 | $3,601.00 Homeowner's exemption | $231,996 | $487,978 Land $158,000 Building $329,978 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23 Cherrytree Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 183 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 21 (2001–2024) |
| Claims Outside the SFHA | 18 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Cherrytree Ct is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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