Cecil County property record for 23 Cherry Ln, Perryville, MD 21903
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,324 sqft · built 2020 |
| Lot Size | 0.299 acres (13,024 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,900 (Oct 2017) |
| Tax Bill | $8,033 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-030498 |
| Primary APN | 05-030498 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,324 sqft Total Area |
| Utility Area | 764 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,024 sqft (0.299 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 030498 |
|---|---|
| Street Address | 23 CHERRY LN |
| City | PERRYVILLE |
| State | MD |
| Zip | 21903-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOTS 4&5 -.299 ACRE 23 CHERRY LANE RIVERSIDE BEACH |
| Legal Subdivision | JOSEPH J BABEC AT CARPENTERS POINTE |
| Legal Lot Number | 4,5 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 30907 |
23 Cherry Ln is owned and occupied by two individuals who bought it in October 2017.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 CHERRY LN, PERRYVILLE, MD 21903-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRADERS TRUST COMPANY |
| Oct 1, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR |
| Oct 24, 2017 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2017 · Amount on File |
| Deed Sale | Oct 24, 2017 · Amount on File |
| Prior Sale | Aug 3, 1981 · Amount on File |
| Deed Book / Page | 4150 / 364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 23 CHERRY LN, PERRYVILLE, MD 21903-2035 |
| Document Number | 0047060274 |
| Instrument Date | Sep 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 23 CHERRY LN PERRYVILLE MD 219032035, PERRYVILLE, MD 21903-2035 |
| Document Number | 0047060274 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 004706/000274 |
| Name | TRADERS TRUST COMPANY |
|---|---|
| Address | 1 FOUNTAIN PLZ # 4TH, BUFFALO, NY 14203-1420 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Oct 1, 2019 |
| Property Address | 23 CHERRY LN, PERRYVILLE, MD 21903-2035 |
| Document Number | 0044740133 |
| Book / Page | 004474 / 000133 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 10, 2020 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 23 CHERRY LN PERRYVILLE MD 219032035, PERRYVILLE, MD 21903-2035 |
| Document Number | 44740133 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 004474/000133 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Oct 24, 2017 |
| Property Address | 23 CHERRY LN, PERRYVILLE, MD 21903-2035 |
| Document Number | 0041500364 |
| Book / Page | 004150 / 000364 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Title Company | ARDENT TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 CANDLEWYCK CT WILLOW STREET PA 175849019, WILLOW STREET, PA 17584-9019 |
| Document Number | 41500369 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 004150/000369 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2047 |
The 2026 property tax bill for 23 Cherry Ln was $8,033 with a homeowner's exemption, down 1.7% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,033.00 (-1.68%) Homeowner's exemption | $740,800 Land $338,100 Building $402,700 | $740,800 Land $338,100 Building $402,700 |
| 2025 | $8,170.00 Homeowner's exemption | ||
| 2023 | $6,926.00 Homeowner's exemption | $697,800 Land $338,100 Building $359,700 | $697,800 Land $338,100 Building $359,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Cherry Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 6 (2012–2026) |
| Most Recent Claim | Jun 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Cherry Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARPENTERS POINT WATER CO. private · serves 400 people · EPA ID MD0070003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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