Monmouth County and Howell Township property record for 23 Cherry Ln, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,069 sqft · built 1986 |
| Lot Size | 0.197 acres (8,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Sep 2021) |
| Tax Bill | $11,450 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Dec 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00001-05-00001 |
| Primary APN | 21-00001-05-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,069 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Upper Floors Area | 962 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,560 sqft (0.197 acres) |
| Lot Dimensions | 107 ft deep x 80 ft wide |
| Garage Area | 143 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 256 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 30150100 |
|---|---|
| Street Address | 23 CHERRY LN |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | LAUREL MANOR SEC 7 |
| Legal Block | 1.5 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 811501 |
Source: Monmouth County and Howell Township records · APN 21-00001-05-00001
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 CHERRY LN, HOWELL, NJ 07731-2682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MANASQUAN BANK |
| Dec 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MANASQUAN BANK |
| Sep 28, 2021 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 09, 2019 | Grant Deed, Transfer · FHA Mortgage KELLER MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Prior Sale | Dec 09, 2019 · Amount on Record |
| Deed Document Number | 2021144927 |
| Deed Book / Page | 9547 / 596 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 23 CHERRY LN, HOWELL, NJ 07731-2682 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0097853842 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 9785/3842 |
| Instrument | 2026024204 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 23 CHERRY LN, HOWELL, NJ 07731-2682 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0096718946 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 9671/8946 |
| Instrument | 2023088276 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 28, 2021 |
| Property Address | 23 CHERRY LN, HOWELL, NJ 07731-2682 |
| Document Number | 0095470596 |
| Book / Page | 9547 / 596 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021144927 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,271.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 WOODRUFF LAKE WAY, 301, SIMPSONVILLE, SC 29681-5186 |
| Name | Verified Name |
|---|---|
| Address | 23 CHERRY LN, HOWELL, NJ 07731-2682 |
| Document Number | 2021144928 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021144928 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 23 CHERRY LN, HOWELL, NJ 07731-2682 |
| Document Number | 0000147108 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 23 CHERRY LN HOWELL NJ 077312682, HOWELL, NJ 07731-2682 |
| Document Number | 0000147108 |
|---|---|
| Date | Dec 09, 2020 |
| Book Page | 009463/004481 |
| Instrument | 147108 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 08, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 09, 2019 |
| Property Address | 23 CHERRY LN, HOWELL, NJ 07731-2682 |
| Document Number | 0000117408 |
| Book / Page | 009384 / 003821 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 117408 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 CHERRY LN HOWELL NJ 077312682, HOWELL, NJ 07731-2682 |
| Document Number | 117409 |
|---|---|
| Date | Dec 09, 2019 |
| Book Page | 009384/003835 |
| Instrument | 117409 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 08, 2049 |
Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $711,100 (+6.45%) Land $369,900 Building $341,200 | $711,100 (+6.45%) Land $369,900 Building $341,200 | |
| 2025 | $11,450.00 (+3.98%) | $668,000 (+18.99%) Land $329,900 Building $338,100 | $668,000 (+18.99%) Land $329,900 Building $338,100 |
| 2024 | $11,012.00 (+9%) | ||
| 2023 | $561,400 Land $229,900 Building $331,500 | $561,400 Land $229,900 Building $331,500 | |
| 2022 | $10,103.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 466 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BRICK TOWNSHIP MUA serves 81,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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