Middlesex County and Acton Town property record for 23 Cherokee Rd, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1966 |
| Square Footage | 1,288 sqft Living Area |
| Lot Size | 20,058 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $700,000 (2025) |
| Tax Bill | $10,357.00 (2025) |
| Primary APN | ACTO M:00D2 B:0107 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 2,708 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,058 sqft (0.46 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 23 CHEROKEE RD |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 107 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00D2 B:0107 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 CHEROKEE RD, ACTON, MA 01720-2340 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| Apr 12, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance DIGITAL FCU |
| Dec 05, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE |
| Sep 12, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE |
| Jul 16, 2025 | Quit Claim Arm's Length for NE States, Transfer |
| Jun 10, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance DIGITAL FCU |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2025 · Amount on Record |
| Deed Sale | Jul 16, 2025 · Amount on Record |
| Prior Sale | Aug 01, 2013 · Amount on Record |
| Deed Book / Page | 84366 / 77 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 23 CHEROKEE RD, ACTON, MA 01720-2340 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077182-273 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 77182/273 |
| Instrument | 52978 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 23 CHEROKEE RD, ACTON, MA 01720-2340 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079968-353 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 79968/353 |
| Instrument | 55091 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 01, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 23 CHEROKEE RD, ACTON, MA 01720-2340 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082277-425 |
|---|---|
| Date | Dec 05, 2023 |
| Book Page | 82277/425 |
| Instrument | 138633 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 23 CHEROKEE RD, ACTON, MA 01720-2340 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0083231-93 |
|---|---|
| Date | Sep 12, 2024 |
| Book Page | 83231/93 |
| Instrument | 103265 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jul 16, 2025 |
| Property Address | 23 CHEROKEE RD, ACTON, MA 01720-2340 |
| Document Number | 0084366-77 |
| Book / Page | 84366 / 77 |
| Instrument Date | Jul 10, 2025 |
| Instrument | 82943 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 23 CHEROKEE RD, ACTON, MA 01720-2340 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 23 CHEROKEE RD, ACTON, MA 01720-2340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74857-466 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 74857/466 |
| Instrument | 89825 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 23 CHEROKEE RD, ACTON, MA 01720-2340 |
| Document Number | 70008-113 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Document Number | 70008-113 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 070008/000113 |
| Instrument | 158210 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2047 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,357.00 (+5.2%) | $603,900 (+2.25%) Land $313,500 Building $290,400 | $657,780 (-3.61%) |
| 2024 | $9,845.00 (+4.71%) | $590,600 (+10.31%) Land $313,500 Building $277,100 | $682,385 |
| 2023 | $9,402.00 | $535,400 Land $285,000 Building $250,400 |
23 Cherokee Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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