23 Cherdon Cir, Wakeman, OH 44889 Property Records

Huron County property record for 23 Cherdon Cir, Wakeman, OH 44889

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,552 sqft · built 1997
Lot Size	2.19 acres (95,440 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,112 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`50-055D-03-031-0200`

Property Details

APN / Parcel Number

Primary APN	`50-055D-03-031-0200`
Alternative APN	`481393`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	1,552 sqft
Unfinished Basement	1,552 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stone
Roof Type	Gable
Roof Material	Shingle
Lot Area	95,440 sqft (2.19 acres)
Garage Type	Mixed
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	288 sqft
Patio Area	200 sqft
Balcony Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	481393
Street Address	23 CHERDON CIR
City	WAKEMAN
State	OH
Zip	44889-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3 LOT 45
Legal Subdivision	WAKEMAN TOWNSHIP
Legal Lot Number	45
Jurisdiction	HURON OH
Township / Civil Division	WAKEMAN
Census Block Group	1
Census Block	1028
Census Tract	915400

Owner

23 Cherdon Cir is owned and occupied by two individuals who acquired it in May 2013.

Source: Huron County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 CHERDON CIR, WAKEMAN, OH 44889-8970
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED SAVINGS & LOAN ASSN OF LORAIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2013
Deed Sale	May 2, 2013
Prior Sale	Oct 16, 2007 · Amount on File
Prior Transfer Date	Apr 23, 2013
Prior Transfer Doc	0201302882
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	23 CHERDON CIR, WAKEMAN, OH 44889-8970
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004502
Date	Sep 2, 2025
Instrument	202509020004502

Lender

Name	FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Type	Bank
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 27, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	23 CHERDON CIR, WAKEMAN, OH 44889-8970
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202109210006946
Date	Sep 21, 2021
Instrument	202109210006946

Lender

Name	FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Type	Bank
Address	LORAIN, OH 44053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 23 Cherdon Cir was $3,112 with a homeowner's exemption, down 5.4% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
County Subdivision	Wakeman Township
Municipality	Wakeman Village
Unified School District	Western Reserve Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,112.00 (-5.44%)	$86,390 (-) Land $22,150 Building $64,240	$246,830 (-) Land $63,280 Building $183,550
2024	$3,291.00 (+15.6%)	$86,390 (+15.66%) Land $22,150 Building $64,240	$246,830 Land $63,280 Building $183,550
2023	$2,847.00 (-0.11%)	$74,690 (-) Land $18,990 Building $55,700
2022	$2,850.00	$74,690 Land $18,990 Building $55,700
2021			$213,390 Land $54,250 Building $159,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Cherdon Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Cherdon Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEMAN VILLAGE PWS serves 1,047 people · EPA ID OH3901411
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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