St. Charles County property record for 23 Charles Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,435 sqft · built 1955 |
| Lot Size | 0.437 acres (19,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Jul 1994) |
| Flood Zone | Zone X (minimal risk) |
| APN | 444480A000 |
| Primary APN | 444480A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,435 sqft Living Area |
| 1st Floor Area | 1,435 sqft |
| Basement Area | 1,409 sqft |
| Finished Basement | 189 sqft |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 19,075 sqft |
| Lot Dimensions | 175 ft deep x 109 ft wide |
| Garage Type | Mixed |
| Garage Area | 468 sqft |
| Carport | Carport |
| Carport Area | 270 sqft |
| Parking Spaces | 3 Parking Spaces |
| Utility Building | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 444480A000 |
|---|---|
| Old Parcel Number | 444480A000 |
| Street Address | 23 CHARLES DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WALNUT GROVE LOT 23 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | WALNUT GROVE |
| Legal Lot Number | 23 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 311004 |
23 Charles Dr is owned and occupied by two individuals who bought it in July 1994.
Source: St. Charles County records, as of October 19, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 CHARLES DR, SAINT CHARLES, MO 63303-3802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1994 · Amount on File |
| Deed Sale | Jul 1, 1994 · Amount on File |
| Deed Document Number | 0001686354 |
| Record Updated | Jun 7, 2026 |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $51,339 | |
| 2022 | $270,207 Building $270,207 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Charles Dr in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 36 (1978–1999) |
| Claims Outside the SFHA | 1 of 36 |
| Most Recent Claim | May 1999 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Charles Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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