23 Chapman Rd, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 23 Chapman Rd, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,795 sqft · built 1955
Lot Size	5.13 acres (223,463 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Aug 2019)
Tax Bill	$10,873 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372689 72.-2-37`

Property Details

APN / Parcel Number

Primary APN	`372689 72.-2-37`
Alternative APNs	`268907200000020370000000` `101500`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,026 sqft
Upper Floors Area	769 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	223,463 sqft (5.13 acres)
Lot Width	246 ft Width
View / Lot	Waterfront
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	101500
Street Address	23 CHAPMAN RD
City	GARRISON
State	NY
Zip	10524-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	2
Legal Lot Number	37.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	1
Census Block	1001
Census Tract	10800

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 CHAPMAN RD, GARRISON, NY 10524-3731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 21, 2019	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2019 · Amount on Record
Deed Sale	Aug 21, 2019 · Amount on Record
Deed Document Number	2019126502019
Deed Book / Page	2124 / 300
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	23 CHAPMAN RD, GARRISON, NY 10524-3731
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CHAPMAN RD, GARRISON, NY 10524-3731

Mortgage

Document Number	0080170236
Date	Sep 12, 2025
Book Page	8017/236
Instrument	5383-2025

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	23 CHAPMAN RD, GARRISON, NY 10524-3731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067270234
Date	Jun 26, 2017
Book Page	6727/234
Instrument	1602014

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Aug 21, 2019
Property Address	23 CHAPMAN RD, GARRISON, NY 10524-3731
Document Number	0021240300
Book / Page	002124 / 000300
Instrument Date	Jul 26, 2019
Instrument	12650
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 STERLING RD SPRING VALLEY NY 109776213, SPRING VALLEY, NY 10977-6213

Mortgage

Document Number	69530162
Date	Aug 21, 2019
Book Page	006953/000162
Instrument	12651

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Garrison Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,800 (-) Land $80,500 Building $177,300	$840,561 (+14.84%)
2024	$10,873.00
2023		$257,800 (-) Land $80,500 Building $177,300	$731,970 (+11.73%) Land $228,563 Building $503,407
2022		$257,800 Land $80,500 Building $177,300	$655,146 Land $204,574 Building $450,572

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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