23 Centre St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 23 Centre St, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,412 sqft · built 1910
Lot Size	0.091 acres (3,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Dec 2017)
Tax Bill	$6,427 (2026)
Deeds & Mortgages	Jun 2026 Second Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WINT M:048 L:080`

Property Details

APN / Parcel Number

Primary APN	`WINT M:048 L:080`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,412 sqft Living Area
Gross Area	2,188 sqft
Basement Area	721 sqft
Unfinished Basement	721 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,984 sqft (0.091 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 CENTRE ST
City	WINTHROP
State	MA
Zip	02152-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	80
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1019
Census Tract	180200

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 CENTRE ST, WINTHROP, MA 02152-3020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit SAINT JEANS CU
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jul 19, 2019	Deed of Trust, Mortgage · VA Mortgage QUAD CTY BK&TR
Dec 1, 2017	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Prior Sale	May 16, 2013
Deed Document Number	2017106990
Deed Book / Page	58877 / 270
Transfer Doc	058877-270
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Recording Date	Jun 15, 2026
Property Address	23 CENTRE ST, WINTHROP, MA 02152-3020
Document Number	0000036695
Book / Page	72882 / 187
Instrument Date	Jun 9, 2026
Instrument	202636695
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CENTRE ST, WINTHROP, MA 02152-3020
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036695,
Date	Jun 15, 2026
Book Page	72882/187
Instrument	202636695

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	23 CENTRE ST, WINTHROP, MA 02152-3020
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	068290-257
Date	Oct 7, 2022
Book Page	68290/257
Instrument	84347

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	23 CENTRE ST, WINTHROP, MA 02152-3020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64424-1
Date	Dec 22, 2020
Book Page	64424/1
Instrument	114140

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	23 CENTRE ST, WINTHROP, MA 02152-3020
Document Number	61469-95
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 CENTRE ST WINTHROP MA 021523020, WINTHROP, MA 02152-3020

Mortgage

Document Number	61469-95
Date	Jul 24, 2019
Book Page	061469/000095
Instrument	60193

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Dec 1, 2017
Property Address	23 CENTRE ST, WINTHROP, MA 02152-3020
Document Number	58877-270
Book / Page	058877 / 000270
Instrument Date	Nov 22, 2017
Instrument	6990
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,983.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 CENTRE ST WINTHROP MA 021523020, WINTHROP, MA 02152-3020

Mortgage

Document Number	58877-273
Date	Dec 1, 2017
Book Page	058877/000273
Instrument	6991

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,427.00 (+13.97%)	$576,900 (+5.58%) Land $344,200 Building $232,700	$652,078 (+7.5%)
2025	$5,639.00 (-0.49%)	$546,400 (+0.46%) Land $327,800 Building $218,600
2024	$5,667.00 (+5.61%)	$543,900 (+8.45%) Land $315,100 Building $228,800	$606,575
2023	$5,366.00	$501,500 Land $288,400 Building $213,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	43 units insured incl. 4 condo units
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	10 of 50
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, Oct 1991 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile.

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