23 Centre St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 23 Centre St, Waltham, MA 02453

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,290 sqft · built 1900
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on File
Tax Bill	$8,062 (2025)
Deeds & Mortgages	Apr 2021 Refinance Oct 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20612`

Property Details

APN / Parcel Number

Primary APN	`20612`
Alternative APN	`WALT M:061 B:019 L:0016`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,290 sqft Living Area
Gross Area	3,055 sqft
Basement Area	780 sqft
Unfinished Basement	390 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,500 sqft (0.057 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	20612
Street Address	23 CENTRE ST
City	WALTHAM
State	MA
Zip	02453-6009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Subdivision	WALTHAM
Legal Block	19
Legal Lot Number	16
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	4
Census Block	4000
Census Tract	368800

Owner

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	15 SAWIN ST, SHERBORN, MA 01770-1492
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Oct 8, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2018	Quit Claim Deed, Transfer
Apr 6, 2018	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2018
Deed Sale	Jun 18, 2018
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Book / Page	71174 / 140
Last Transfer Date	Sep 11, 2021
Transfer Doc	78882-253
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	23 CENTRE ST, WALTHAM, MA 02453-6009
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077570-80
Date	Apr 21, 2021
Book Page	77570/80
Instrument	89964

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Oct 8, 2021
Property Address	23 CENTRE ST, WALTHAM, MA 02453-6009
Document Number	78882-253
Book / Page	78882 / 253
Instrument Date	Sep 11, 2021
Instrument	223130
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SAWIN ST, SHERBORN, MA 01770-1492

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Mar 24, 2021
Property Address	23 CENTRE ST, WALTHAM, MA 02453-6009
Document Number	77311-493
Book / Page	77311 / 493
Instrument Date	Mar 19, 2021
Instrument	65178
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	15 SAWIN ST, SHERBORN, MA 01770-1492

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Jun 18, 2018
Property Address	23 CENTRE ST, WALTHAM, MA 02453-6009
Document Number	71174-140
Book / Page	071174 / 000140
Instrument Date	Apr 6, 2018
Instrument	87712
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 SAWIN ST SHERBORN MA 017701492, SHERBORN, MA 01770-1492

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Apr 6, 2018
Property Address	23 CENTRE ST, WALTHAM, MA 02453-6009
Document Number	70837-217
Book / Page	70837 / 217
Instrument	46697
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$56.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	708370221
Date	Apr 6, 2018
Instrument	70837/0221

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2048

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,062.00 (+2.67%)	$821,000 (+0.8%) Land $351,000 Building $470,000	$715,540 (-5.44%)
2024	$7,852.00 (+9.41%)	$814,500 (+17.13%) Land $351,000 Building $463,500	$756,675
2023	$7,177.00	$695,400 Land $318,500 Building $376,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50

May also be available: AT&T, T-Mobile USA.

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