Worcester County and Gardner City property record for 23 Cedar St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,583 sqft Living Area |
| Lot Size | 6,500 sqft (0.149 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $92,000 (2019) |
| Tax Bill | $38.00 (2025) |
| Primary APN | M:R-25 B:0003 L:0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,583 sqft Living Area |
| Gross Area | 3,178 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,500 sqft (0.149 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 23 CEDAR ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2317 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 23 |
| Legal Lot Number | 18 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN M:R-25 B:0003 L:0018
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 CEDAR ST, GARDNER, MA 01440-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 09, 2022 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment JEANNE D ARC CU |
| Oct 18, 2019 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Aug 16, 2019 | Foreclosure NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2019 · Amount on Record |
| Deed Sale | Oct 18, 2019 · Amount on Record |
| Prior Sale | Aug 16, 2019 · Amount on Record |
| Deed Book / Page | 61255 / 238 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 23 CEDAR ST, GARDNER, MA 01440-2317 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068465-149 |
|---|---|
| Date | Nov 09, 2022 |
| Book Page | 68465/149 |
| Instrument | 120732 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2042 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Oct 18, 2019 |
| Property Address | 23 CEDAR ST, GARDNER, MA 01440-2317 |
| Document Number | 61255-238 |
| Book / Page | 61255 / 238 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 110133 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 270 FORT POND RD, LANCASTER, MA 01523-3223 |
| Document Number | 110134 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 110134 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Aug 16, 2019 |
| Property Address | 23 CEDAR ST, GARDNER, MA 01440-2317 |
| Document Number | 60888-190 |
| Book / Page | 060888 / 000190 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 81926 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 04, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.93 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 15480 LAGUNA CANYON RD IRVINE CA 926182132, IRVINE, CA 92618-2132 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38.00 (-99.04%) | $270,400 (+2.27%) Land $66,500 Building $203,900 | $387,695 |
| 2024 | $3,963.00 (+8.28%) | $264,400 (+16.53%) Land $60,400 Building $204,000 | |
| 2023 | $3,660.00 | $226,900 Land $59,500 Building $167,400 |
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