23 Cedar St, Ansonia, CT 06401 Property Records

Ansonia City property record for 23 Cedar St, Ansonia, CT 06401

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,500 sqft · built 1880
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Sep 2023)
Tax Bill	$4,644 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANSO M:024 B:0056 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ANSO M:024 B:0056 L:0000`
Alternative APN	`8170`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	3,195 sqft
1st Floor Area	750 sqft
Attic	Attic
Attic Area	675 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	8170
Street Address	23 CEDAR ST
City	ANSONIA
State	CT
Zip	06401-2109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Block	56
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2016
Census Tract	125300

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 CEDAR ST, ANSONIA, CT 06401-2109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Executor's Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Sep 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Jan 27, 2021	Deed of Trust, Mortgage · Balloon Mortgage SIKORSKY FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Sep 25, 1989 · Amount on Record
Deed Book / Page	616 / 347
Record Updated	Oct 29, 2026

September 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ANSONIA CT
Recording Date	Sep 25, 2023
Property Address	23 CEDAR ST, ANSONIA, CT 06401-2109
Document Number	000616-347
Book / Page	616 / 347
Instrument Date	Sep 22, 2023
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CEDAR ST, ANSONIA, CT 06401-2109

Mortgage

Document Number	1916130019
Date	Sep 25, 2023
Instrument	1916130019

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	23 CEDAR ST, ANSONIA, CT 06401-2109
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	595-608
Date	Sep 23, 2021
Book Page	595/608
Instrument	1830400017

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	23 CEDAR ST, ANSONIA, CT 06401-2109
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	585-1139
Date	Jan 27, 2021
Book Page	585/1139
Instrument	1796900017

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,644.00 (+3.18%)	$157,640 (-) Land $37,380 Building $120,260	$363,530 (+229.44%)
2025	$4,501.00	$157,640 (+2.6%) Land $37,380 Building $120,260	$110,348 Land $26,166 Building $84,182
2024	$4,501.00 (+11.63%)
2023	$4,032.00 (-0.12%)	$153,650 (+43.87%) Land $37,380 Building $116,270
2022	$4,037.00	$106,800 Land $39,100 Building $67,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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