Hampden County and Chicopee City property record for 23 Carriage Rd, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,800 sqft · built 1979 |
| Lot Size | 0.562 acres (24,486 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $25,000 (Jul 2003) |
| Tax Bill | $6,954 (2026) |
| Deeds & Mortgages | Apr 2020 Refinance Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 560-00011 |
| Primary APN | 560-00011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 5,720 sqft |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,486 sqft (0.562 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 560-00011 |
|---|---|
| Street Address | 23 CARRIAGE RD |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 811200 |
23 Carriage Rd is owner-occupied and held in a trust since June 2024.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 23 CARRIAGE RD, CHICOPEE, MA 01013-3807 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POLISH NAT'L CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2003 · Amount on File |
| Deed Sale | Jul 9, 2003 · Amount on File |
| Prior Sale | Dec 27, 2000 · Amount on File |
| Deed Book / Page | 13362 / 207 |
| Last Transfer Date | Jun 14, 2024 |
| Transfer Doc | 0000236931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 23 CARRIAGE RD, CHICOPEE, MA 01013-3807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23164-20 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 23164/20 |
| Instrument | 18511 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 23 CARRIAGE RD, CHICOPEE, MA 01013-3807 |
| Document Number | 0000220424 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 23 CARRIAGE RD CHICOPEE MA 010133807, CHICOPEE, MA 01013-3807 |
| Document Number | 0000220424 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 220424 |
| Name | POLISH NAT'L CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 4, 2029 |
The 2026 property tax bill for 23 Carriage Rd was $6,954, up 8% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,954.00 (+7.98%) | $456,300 (+7.42%) Land $138,000 Building $318,300 | $408,792 (+14.72%) |
| 2025 | $6,440.00 (+5.52%) | $424,800 (+2.73%) Land $124,200 Building $300,600 | $356,345 |
| 2024 | $6,103.00 (+7.79%) | $413,500 (+10.65%) Land $121,800 Building $291,700 | |
| 2023 | $5,662.00 | $373,700 Land $110,800 Building $262,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Carriage Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 23 Carriage Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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