Essex County and Saugus Town property record for 23 Carr Rd, Saugus, MA 01906 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,539 sqft · built 1978 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $710,000 (Sep 2019) |
| Tax Bill | $9,349 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Apr 2025 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | SAUG M:005-H B:0011 L:0001 |
| Primary APN | SAUG M:005-H B:0011 L:0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,539 sqft Living Area |
| Gross Area | 2,814 sqft |
| 1st Floor Area | 1,413 sqft |
| Basement Area | 1,250 sqft |
| Unfinished Basement | 125 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2823003 |
|---|---|
| Street Address | 23 CARR RD |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2842 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records · APN SAUG M:005-H B:0011 L:0001
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 CARR RD, SAUGUS, MA 01906-2842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| Apr 30, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 30, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST CAMBRIDGE SAVINGS BANK |
| Dec 28, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP. |
| Mar 29, 2018 | Foreclosure DESTINY PROPERTIESLLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on Record |
| Deed Sale | Sep 30, 2019 · Amount on Record |
| Prior Sale | Dec 28, 2018 · Amount on Record |
| Deed Book / Page | 37890 / 65 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 23 CARR RD, SAUGUS, MA 01906-2842 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039637-572 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 39637/572 |
| Instrument | 20210312001400 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 23 CARR RD, SAUGUS, MA 01906-2842 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042690-553 |
|---|---|
| Date | Apr 30, 2025 |
| Book Page | 42690/553 |
| Instrument | 20250430003770 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Sep 30, 2019 |
| Property Address | 23 CARR RD, SAUGUS, MA 01906-2842 |
| Document Number | 37890-65 |
| Book / Page | 37890 / 65 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 20190930005670 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 CARR RD, SAUGUS, MA 01906-2842 |
| Document Number | 190930005680 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 190930005680 |
| Name | EAST CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Dec 28, 2018 |
| Property Address | 23 CARR RD, SAUGUS, MA 01906-2842 |
| Document Number | 37246-155 |
| Book / Page | 37246 / 155 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 20181228001510 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 CARR RD, SAUGUS, MA 01906-2842 |
| Document Number | 181228001520 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 181228001520 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Mar 29, 2018 |
| Property Address | 23 CARR RD, SAUGUS, MA 01906-2842 |
| Document Number | 00036611-5 |
| Book / Page | 36611 / 5 |
| Instrument | 180329001560 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54.16 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 CARR RD, SAUGUS, MA 01906-2842 |
| Document Number | 0366110015 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 36611/0015 |
| Name | DESTINY PROPERTIESLLC |
|---|
| Amount | Amount Recorded |
|---|
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,349.00 (+3.11%) | $875,400 (+2.82%) Land $355,500 Building $519,900 |
| 2024 | $9,067.00 (+2.09%) | $851,400 (+7.95%) Land $342,000 Building $509,400 |
| 2023 | $8,881.00 | $788,700 Land $310,500 Building $478,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 103 individual NFIP policies nearby |
| Nearby Flood Policies | 109 units insured 6 under condo master policies |
| Nearby Flood Claims | 35 (1979–2025) |
| Claims Outside the SFHA | 8 of 35 |
| Most Recent Claim | Jan 2025, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 577 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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