Suffolk County and Huntington Town property record for 23 Carnegie Ave, Cold Spring Harbor, NY 11724
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,660,000 (Jan 2008) |
| Tax Bill | $28,486 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-066.00-03.00-012.002 |
| Primary APN | 0400-066.00-03.00-012.002 |
|---|---|
| Alternative APNs |
|
| Lot Area | 22,216 sqft (0.51 acres) |
|---|
| Street Address | 23 CARNEGIE AVE |
|---|---|
| City | COLD SPRING HARBOR |
| State | NY |
| Zip | 11724-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | FILED LOT 15 |
| Legal Subdivision | HARBOR RIDGE & LOT 15 OF PEMB |
| Legal Block | 300 |
| Legal Lot Number | 12 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 110104 |
Source: Suffolk County and Huntington Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 CARNEGIE AVE, COLD SPRING HARBOR, NY 11724-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Nov 16, 2017 | Deed of Trust, Mortgage KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2008 · Amount on Record |
| Deed Sale | Jan 10, 2008 · Amount on Record |
| Prior Sale | Aug 14, 1998 · Amount on Record |
| Deed Book / Page | 12536 / 932 |
| Prior Transfer Date | Oct 19, 2000 |
| Prior Transfer Doc | 1207000242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 23 CARNEGIE AVE, COLD SPRING HARBOR, NY 11724-2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0237150691 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 23715/691 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 23 CARNEGIE AVE, COLD SPRING HARBOR, NY 11724-2016 |
| Document Number | 0229770923 |
| Instrument Date | Feb 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 23 CARNEGIE AVE COLD SPRING HARBOR NY 117242016, COLD SPRING HARBOR, NY 11724-2016 |
| Document Number | 0229770923 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 022977/000923 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | 4910 TIEDEMAN ROAD #, BROOKLYN, OH 44144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 23 CARNEGIE AVE, COLD SPRING HARBOR, NY 11724-2016 |
| Document Number | 0229150209 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 23 CARNEGIE AVE COLD SPRING HARBOR NY 117242016, COLD SPRING HARBOR, NY 11724-2016 |
| Document Number | 0229150209 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 022915/000209 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | 4910 TIEDEMAN ROAD #, BROOKLYN, OH 44144 |
| Amount | Amount Recorded |
|---|
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Huntington Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,425 (-) Land $645 Building $6,780 | $1,650,000 (+10,788.93%) Land $143,333 Building $1,506,667 | |
| 2024 | $28,486.00 | $15,153 (+12.24%) Land $1,316 Building $13,837 | |
| 2023 | $7,425 Land $645 Building $6,780 | $13,500 Land $1,173 Building $12,327 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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