23 Carmela Ln, Commack, NY 11725 Property Records

Suffolk County and Huntington Town property record for 23 Carmela Ln, Commack, NY 11725 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,319 (2024)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0400-220.00-02.00-163.000`

Property Details

APN / Parcel Number

Primary APN	`0400-220.00-02.00-163.000`
Alternative APNs	`472689 220.00-02.00-163.000` `268922000002001630000000` `472600537040`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	23 CARMELA LN
City	COMMACK
State	NY
Zip	11725-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK LOT
Legal Subdivision	GRACE PK/HUNTINGTON SEC 3
Legal Block	200
Legal Lot Number	163
Jurisdiction	SUFFOLK NY
Township / Civil Division	HUNTINGTON
Census Block Group	2
Census Block	2008
Census Tract	112103

Owner

Source: Suffolk County and Huntington Town records · APN 0400-220.00-02.00-163.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 CARMELA LN, COMMACK, NY 11725-3803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	23 CARMELA LN, COMMACK, NY 11725-3803
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231200663
Date	Mar 31, 2020
Book Page	23120/663
Instrument	DK047906

Lender

Name	SUFFOLK FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Huntington Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,550 (-) Land $250 Building $2,300	$566,667 (+10,789.07%) Land $55,556 Building $511,111
2024	$10,319.00		$5,204 (+12.23%) Land $510 Building $4,694
2023		$2,550 Land $250 Building $2,300	$4,637 Land $455 Building $4,182

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031121032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.