Westerly Town property record for 23 Canal St, Westerly, RI 02891
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 6,385 sqft · built 1900 |
| Lot Size | 0.166 acres (7,227 sqft) |
| Owner | Company Name on Record |
| Last Sale | $350,000 (Feb 2018) |
| Tax Bill | $4,109 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:56 B:39 |
| Primary APN | WEST M:56 B:39 |
|---|---|
| Alternative APNs |
|
| Units | 15 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 6,385 sqft Total Area |
| Gross Area | 10,551 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,227 sqft (0.166 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 13000786 |
|---|---|
| Street Address | 23 CANAL ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1588 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 39 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 50801 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 382 FLANDERS RD, STONINGTON, CT 06378-2133 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 23, 2019 | Deed of Trust, Mortgage CHARTER OAK FCU |
| Oct 23, 2019 | Deed of Trust, Mortgage CHARTER OAK FCU |
| Feb 6, 2018 | Warranty Deed, Transfer CHARTER OAK FED CU |
| May 22, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2018 · Amount on Record |
| Deed Sale | Feb 6, 2018 · Amount on Record |
| Prior Sale | Feb 14, 2002 · Amount on Record |
| Deed Document Number | 2018471 |
| Deed Book / Page | 2018 / 1823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 23 CANAL ST, WESTERLY, RI 02891-1588 |
| Document Number | 2019-7947 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 382 FLANDERS RD STONINGTON CT 063782133, STONINGTON, CT 06378-2133 |
| Document Number | 2019-7947 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 002019/017947 |
| Instrument | 4583 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 23 CANAL ST, WESTERLY, RI 02891-1588 |
| Document Number | 2019-7982 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 382 FLANDERS RD STONINGTON CT 063782133, STONINGTON, CT 06378-2133 |
| Document Number | 2019-7982 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 002019/017982 |
| Instrument | 4586 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Feb 6, 2018 |
| Property Address | 23 CANAL ST, WESTERLY, RI 02891-1588 |
| Document Number | 2018-1823 |
| Book / Page | 2018 / 1823 |
| Instrument | 471 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20181826 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 02018/1826 |
| Name | CHARTER OAK FED CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 22, 2017 |
| Property Address | 23 CANAL ST, WESTERLY, RI 02891-1588 |
| Document Number | 2017-8642 |
| Book / Page | 002017 / 008642 |
| Instrument Date | May 19, 2017 |
| Instrument | 2141 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,109.00 (-17.12%) | $528,200 (+8.24%) Land $87,600 Building $440,600 | $490,122 |
| 2023 | $4,958.00 (+6.74%) | $488,000 (+6.11%) Land $79,300 Building $408,700 | |
| 2022 | $4,645.00 | $459,900 Land $79,300 Building $380,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 34 (1979–2010) |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Cox Communications Cable | 2,000 / 100 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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