23 Cameo Rd, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 23 Cameo Rd, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1959
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,000 (Jun 2019)
Tax Bill	$13,546 (2024)
Deeds & Mortgages	Jun 2020 Refinance Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 88.-3-33`

Property Details

APN / Parcel Number

Primary APN	`473489 88.-3-33`
Alternative APNs	`0800-088.00-03.00-033.000` `348908800000030330000000` `47340021421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,222 sqft
2nd Floor Area	650 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Suburban

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	23 CAMEO RD
City	COMMACK
State	NY
Zip	11725-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9-360851 TC-52 *2813 BLK 1 LOT 11 HAVEMEYER COURT SEC 2
Legal Block	3
Legal Lot Number	33
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2009
Census Tract	135101

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 CAMEO RD, COMMACK, NY 11725-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MEADOWBROOK FINANCIAL MTG BANKERS CORP
Jun 5, 2019	Deed, Transfer
Apr 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Deed Book / Page	13014 / 447
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	0129560630
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	23 CAMEO RD, COMMACK, NY 11725-2016
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231400959
Date	Jun 4, 2020
Book Page	23140/959
Instrument	DL009492

Lender

Name	MEADOWBROOK FINANCIAL MTG BANKERS CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 5, 2019
Property Address	23 CAMEO RD, COMMACK, NY 11725-2016
Document Number	0130140447
Book / Page	13014 / 447
Instrument Date	Apr 30, 2019
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 5, 2018
Property Address	23 CAMEO RD, COMMACK, NY 11725-2016
Document Number	0129560630
Book / Page	012956 / 000630
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SAINT NICHOLAS AVE LAKE GROVE NY 11755, LAKE GROVE, NY 11755

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,825 (+18.88%) Land $305 Building $5,520	$728,125 (+12,826.06%) Land $38,125 Building $690,000
2024	$13,546.00
2023		$4,900 Land $305 Building $4,595	$5,633 Land $351 Building $5,282

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Cameo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures