23 Cambridge Ct, Middlebury, CT 06762 Property Records

Middlebury Town property record for 23 Cambridge Ct, Middlebury, CT 06762

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,472 sqft · built 2004
Lot Size0.72 acres (31,363 sqft)
OwnerIndividual Name on Record
Last Sale$649,475 (Jul 2004)
Tax Bill$12,615 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNMIDD M:7-06 L:087

Property Details

APN / Parcel Number

Primary APNMIDD M:7-06 L:087
Alternative APNs
  • MDBY M:7-06 L:087
  • I0145021

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,472 sqft Living Area
Gross Area7,443 sqft
1st Floor Area2,518 sqft
Basement Area2,518 sqft
Unfinished Basement1,340 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleContemporary
Exterior MaterialAdobe
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area31,363 sqft (0.72 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberI0145021
Street Address23 CAMBRIDGE CT
CityMIDDLEBURY
StateCT
Zip06762-3339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Lot Number87
JurisdictionMIDDLEBURY CT
Township / Civil DivisionMIDDLEBURY
Census Block Group2
Census Block2011
Census Tract344200

Owner

Source: Middlebury Town records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23 CAMBRIDGE CT, MIDDLEBURY, CT 06762-3339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2004 · Amount on Record
Deed SaleJul 29, 2004 · Amount on Record
Deed Book / Page204 / 980
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLEBURY CT
Property Address23 CAMBRIDGE CT, MIDDLEBURY, CT 06762-3339
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number316-25
DateOct 7, 2020
Book Page316/25
Lender
NameWEBSTER BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlebury Town assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionMiddlebury Town
Unified School DistrictRegional School District 15 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,615.00$387,900 (-) Land $78,400 Building $309,500$554,143 Land $112,000 Building $442,143
2024$12,615.00 (+0.81%)
2023$12,514.00 (+3.2%)$387,900 (-) Land $78,400 Building $309,500
2022$12,126.00$387,900 Land $78,400 Building $309,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 86% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERITAGE WATER COMPANY
private · serves 7,300 people · EPA ID CT1300021
Water SourcePurchased surface water from CTWC - NAUGATUCK REGION-CENTRAL SYSTEM
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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