Union County and Summit City property record for 23 Caldwell Ave, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft · built 1960 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,742 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03602-0000-00010 |
| Primary APN | 18-03602-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 5,009 sqft (0.115 acres) |
| Old Parcel Number | 1800010000000001B |
|---|---|
| Street Address | 23 CALDWELL AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-4017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | CITY/SUMMIT |
| Legal Block | 3602 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 38000 |
23 Caldwell Ave is owned and occupied by an individual who acquired it in December 2008.
Source: Union County and Summit City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 CALDWELL AVE, SUMMIT, NJ 07901-4017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST CONSTITUTION BANK |
| Sep 20, 2017 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 24, 2008 |
| Transfer Doc | 0057470722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 23 CALDWELL AVE, SUMMIT, NJ 07901-4017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CATIC TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0147732410 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 14773/2410 |
| Instrument | 699503 |
| Name | 1ST CONSTITUTION BANK |
|---|---|
| Type | Bank |
| Address | CRANBURY, NJ 08512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 23 CALDWELL AVE, SUMMIT, NJ 07901-4017 |
| Document Number | 0143490123 |
| Book / Page | 014349 / 000123 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 23 CALDWELL AVE SUMMIT NJ 079014017, SUMMIT, NJ 07901-4017 |
| Document Number | 0143490123 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 014349/000123 |
| Instrument | 647729 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920-0621 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 23 Caldwell Ave was $6,742, up 2.6% from the year before.
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,800 (-) Land $83,800 Building $67,000 | $150,800 (-) Land $83,800 Building $67,000 | |
| 2025 | $6,742.00 (+2.63%) | $150,800 Land $83,800 Building $67,000 | $150,800 Land $83,800 Building $67,000 |
| 2024 | $6,569.00 | ||
| 2023 | $150,800 Land $83,800 Building $67,000 | $150,800 Land $83,800 Building $67,000 | |
| 2022 | $6,458.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Caldwell Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Caldwell Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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