23 Cahillane Ter, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 23 Cahillane Ter, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 901 sqft · built 1959
Lot Size	0.242 acres (10,550 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jan 2025)
Tax Bill	$3,432 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Jul 2023 Transfer + 1 more
APN	`NHAM M:0035 B:0109 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0035 B:0109 L:0001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	901 sqft Living Area
1st Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,550 sqft (0.242 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 CAHILLANE TER
City	FLORENCE
State	MA
Zip	01062-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	109
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2023
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 CAHILLANE TER, FLORENCE, MA 01062-3515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Jul 31, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 14, 2019	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Prior Sale	Jul 12, 2024 · Amount on Record
Deed Book / Page	15329 / 349
Prior Transfer Date	Jan 14, 2019
Prior Transfer Doc	13180-28
Record Updated	Oct 29, 2026

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jan 14, 2025
Property Address	23 CAHILLANE TER, NORTHAMPTON, MA 01062-3515
Document Number	015329-349
Book / Page	15329 / 349
Instrument Date	Jan 13, 2025
Instrument	705
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 CAHILLANE TER, NORTHAMPTON, MA 01062-3515

Mortgage

Document Number	0000000706
Date	Jan 14, 2025
Instrument	706

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 1, 2032
Max Rate At Change	2.5%
Index	1-Year CMT

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jul 31, 2023
Property Address	23 CAHILLANE TER, NORTHAMPTON, MA 01062-3515
Document Number	014921-311
Book / Page	14921 / 311
Instrument Date	Jul 27, 2023
Instrument	11408
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 PROSPECT AVE, NORTHAMPTON, MA 01060-1626

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jan 14, 2019
Property Address	23 CAHILLANE TER, NORTHAMPTON, MA 01062-3515
Document Number	13180-28
Book / Page	013180 / 000028
Instrument Date	Jan 14, 2019
Instrument	799
Transaction Type	Transfer
Record Updated	Feb 6, 2019

Transaction

Amount	Amount Recorded
Tax	$702.24
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 PROSPECT ST NORTHAMPTON MA 01062, NORTHAMPTON, MA 01062

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,432.00 (+13.16%)	$246,400 (+28.67%) Land $129,900 Building $116,500	$313,310 (-2.63%)
2024			$321,765
2023	$3,033.00	$191,500 Land $112,500 Building $79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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