23 Buds Rd, Sagle, ID 83860 Property Records

Bonner County property record for 23 Buds Rd, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,134 sqft · built 1980
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,204 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP56N02W163600A`

Property Details

APN / Parcel Number

Primary APN	`RP56N02W163600A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	3,134 sqft Finished Area
1st Floor Area	3,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Lean-To	400 sqft
Pole Barn	1,920 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	23 BUDS RD
City	SAGLE
State	ID
Zip	83860-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	16-56N-2W S 220FT OF W2SWNW & W2E2SWNW
Legal Range	02W
Legal Township	56N
Legal Section	16
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1020
Census Tract	950902

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 BUDS RD, SAGLE, ID 83860-6001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CREDIT UNION
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Sep 14, 2026
Property Address	23 BUDS RD, SAGLE, ID 83860-6001
Document Number	0001067114
Instrument Date	Sep 9, 2026
Instrument	20261067114
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BUDS RD, SAGLE, ID 83860-6001

Mortgage

Document Number	0001067114,
Date	Sep 14, 2026
Instrument	20261067114

Lender

Name	SPOKANE TEACHERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	23 BUDS RD, SAGLE, ID 83860-6001
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	SANDPOINT TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	918452
Date	Feb 28, 2018
Instrument	918452

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	23 BUDS RD, SAGLE, ID 83860-6001
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	978555
Date	Mar 16, 2021
Instrument	978555

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,204.00 (+7.77%) Homeowner's exemption	$836,259 (-2.86%) Land $310,329 Building $525,930	$836,259 (-2.86%) Land $310,329 Building $525,930
2025	$2,973.00 (-4.86%) Homeowner's exemption	$860,915 (-4.44%) Land $331,245 Building $529,670	$860,915 (-4.44%) Land $331,245 Building $529,670
2023	$3,125.00 Homeowner's exemption	$900,923 Land $226,336 Building $674,587	$900,923 Land $226,336 Building $674,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVEL AMERICA TRAILER PARK SANDPOINT private · serves 318 people · EPA ID ID1090145
Water Source	Purchased groundwater from SAGLE VALLEY WATER DIST
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: AT&T, Kaniksu Internet, T-Mobile, Verizon.

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