Albany County and Bethlehem Town property record for 23 Bennett Ter, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,937 sqft · built 1972 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Sep 2026) |
| Tax Bill | $9,712 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 85.15-5-35 |
| Primary APN | 012200 85.15-5-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,937 sqft Living Area |
| 1st Floor Area | 1,041 sqft |
| 2nd Floor Area | 896 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 142 ft deep x 73.8 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 5,700 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08501500050350000000 |
|---|---|
| Street Address | 23 BENNETT TER |
| City | DELMAR |
| State | NY |
| Zip | 12054-2911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LOT 23 SEC 3 DELMAR |
| Legal Subdivision | DELMAR |
| Legal Block | 5 |
| Legal Lot Number | 35.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 14203 |
23 Bennett Ter is owned by two individuals who bought it in September 2026.
Source: Albany County and Bethlehem Town records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3901 NEW YORK 150 BLDG 1, 1, WEST SAND LAKE, NY 12196 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 9, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on File |
| Deed Sale | Sep 11, 2026 · Amount on File |
| Prior Sale | May 9, 2017 · Amount on File |
| Deed Document Number | 202617258 |
| Prior Transfer Date | Dec 13, 2001 |
| Prior Transfer Doc | 2699000826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 11, 2026 |
| Property Address | 23 BENNETT TER, DELMAR, NY 12054-2911 |
| Document Number | 0000017258 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202617258 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | TITLE SERVICES, MAVERICK TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000017259, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 202617259 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 23 BENNETT TER, DELMAR, NY 12054-2911 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 23 BENNETT TER, DELMAR, NY 12054-2911 |
| Document Number | 0000001471 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | R2021-21471 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 23 BENNETT TER, DELMAR, NY 12054-2911 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 23 BENNETT TER, DELMAR, NY 12054-2911 |
| Document Number | 0000001472 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | R2021-21472 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 9, 2017 |
| Property Address | 23 BENNETT TER, DELMAR, NY 12054-2911 |
| Document Number | 0000000626 |
| Map Reference | DR164 MAP4457 |
| Instrument Date | May 5, 2017 |
| Instrument | R2017-10626 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,268.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 BENNETT TER, 23, DELMAR, NY 12054-2911 |
| Name | Verified Name |
|---|---|
| Address | 97 VALLEY RD, GLEN ROCK, NJ 07452-1713 |
| Document Number | 0000000627 |
|---|---|
| Date | May 9, 2017 |
| Instrument | R2017-10627 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2026 property tax bill for 23 Bennett Ter was $9,712, up 1.1% from the year before.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,712.00 (+1.09%) | ||
| 2025 | $9,607.00 | $292,000 Land $62,000 Building $230,000 | $456,250 Land $96,875 Building $359,375 |
| 2023 | $292,000 Land $62,000 Building $230,000 | $389,333 Land $82,667 Building $306,666 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Bennett Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2003 · Snowstorms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Bennett Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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