Worcester County and Gardner City property record for 23 Bennett Rd, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1923 |
| Square Footage | 1,434 sqft Living Area |
| Lot Size | 24,274 sqft (0.557 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $309,176 (2022) |
| Tax Bill | $44.00 (2025) |
| Primary APN | M:T-12 B:0005 L:0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 3,172 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 24,274 sqft (0.557 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 23 BENNETT RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3545 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 10 |
| Legal Lot Number | 16 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 707100 |
Source: Worcester County and Gardner City records · APN M:T-12 B:0005 L:0020
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 BENNETT RD, GARDNER, MA 01440-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 06, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 14, 2022 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Prior Sale | Jul 30, 2019 · Amount on Record |
| Deed Doc Number | 2022122060 |
| Deed Book / Page | 68481 / 383 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 23 BENNETT RD, GARDNER, MA 01440-3545 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 066897-196 |
|---|---|
| Date | Jan 06, 2022 |
| Book Page | 66897/196 |
| Instrument | 1823 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Nov 14, 2022 |
| Property Address | 23 BENNETT RD, GARDNER, MA 01440-3545 |
| Document Number | 068481-383 |
| Book / Page | 68481 / 383 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 122060 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 BENNETT RD, GARDNER, MA 01440-3545 |
| Document Number | 0000122061 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 122061 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44.00 (-99.01%) | $310,300 (+4.48%) Land $84,600 Building $225,700 | $345,420 |
| 2024 | $4,452.00 (+7.48%) | $297,000 (+15.65%) Land $76,900 Building $220,100 | |
| 2023 | $4,142.00 | $256,800 Land $75,800 Building $181,000 |
23 Bennett Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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