23 Benedict St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 23 Benedict St, Somerville, MA 02145

Property Summary

Property Type	Triplex
Details	5 bd · 4 ba · 2,549 sqft · built 1900
Lot Size	0.048 acres (2,075 sqft)
Owner	2 Individual Names on File
Last Sale	$1,030,000 (Feb 2024)
Tax Bill	$10,697 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102-A-4`

Property Details

APN / Parcel Number

Primary APN	`102-A-4`
Alternative APNs	`SOME M:102 B:A L:4` `19641071`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,549 sqft Living Area
Gross Area	3,786 sqft
Basement Area	967 sqft
Unfinished Basement	967 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	2,075 sqft (0.048 acres)
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	19641071
Street Address	23 BENEDICT ST
City	SOMERVILLE
State	MA
Zip	02145-2251
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RB
Legal Block	A
Legal Lot Number	4
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1001
Census Tract	350107

Owner

23 Benedict St, a triplex, is owned by two individuals who bought it in February 2024.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-2638
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage REAL GENIUS LLC
Feb 9, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024 · Amount on File
Deed Sale	Feb 9, 2024 · Amount on File
Prior Sale	Apr 15, 1997 · Amount on File
Deed Document Number	202413745
Deed Book / Page	82471 / 301
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	23 BENEDICT ST, SOMERVILLE, MA 02145-2251
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084966-197
Date	Dec 5, 2025
Book Page	84966/197
Instrument	149036

Lender

Name	REAL GENIUS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Feb 9, 2024
Property Address	23 BENEDICT ST, SOMERVILLE, MA 02145-2251
Document Number	082471-301
Book / Page	82471 / 301
Instrument Date	Feb 9, 2024
Instrument	13745
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 CENTRAL AVE, NEEDHAM, MA 02494-2638
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013746
Date	Feb 9, 2024
Instrument	13746

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 3, 2031
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 23 Benedict St was $10,697, up 22.7% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,697.00 (+22.66%)	$974,200 (+21.87%) Land $343,600 Building $630,600
2025	$8,721.00 (+6.43%)	$799,400 (+2.63%) Land $327,200 Building $472,200
2024	$8,194.00 (+2.3%)	$778,900 (+0.54%) Land $327,200 Building $451,700
2023	$8,010.00	$774,700 Land $327,200 Building $447,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23 Benedict St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 23 Benedict St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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