23 Bedford St, Bath, ME 04530 Property Records

Sagadahoc County and Bath City property record for 23 Bedford St, Bath, ME 04530

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,656 sqft · built 1853
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,941 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-045-000`

Property Details

APN / Parcel Number

Primary APN	`26-045-000`
Alternative APN	`BTTH M:26 L:045`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,656 sqft Living Area
Gross Area	5,396 sqft
1st Floor Area	1,504 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	860 sqft

Exterior

Year Built	Built 1853
Effective Year Built	Effective 1853
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	26-045-000
Street Address	23 BEDFORD ST
City	BATH
State	ME
Zip	04530-2410
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Lot Number	45
Jurisdiction	BATH ME
Township / Civil Division	BATH
Census Block Group	1
Census Block	1000
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bath Historic District (Additional Documentation) listed 1973 · 19 contributing resources · NRIS 73000261
Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

23 Bedford St, a duplex, is owned and occupied by two individuals.

Source: Sagadahoc County and Bath City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 BEDFORD ST, BATH, ME 04530-2410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Sep 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Aug 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Sep 29, 2017	Deed of Trust, Mortgage BATH SVGS INST'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BATH ME
Property Address	23 BEDFORD ST, BATH, ME 04530-2410
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002655
Date	Jun 6, 2025
Instrument	2025R-02655

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BATH ME
Property Address	23 BEDFORD ST, BATH, ME 04530-2410
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006429
Date	Sep 13, 2022
Instrument	2022R-06429

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Oct 1, 2035

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BATH ME
Property Address	23 BEDFORD ST, BATH, ME 04530-2410
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006024
Date	Aug 29, 2022
Instrument	2022R-06024

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BATH ME
Property Address	23 BEDFORD ST, BATH, ME 04530-2410
Document Number	0000007483
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BEDFORD ST BATH ME 045302410, BATH, ME 04530-2410

Mortgage

Document Number	0000007483
Date	Oct 6, 2017
Instrument	7483

Lender

Name	BATH SVGS INST'L
Type	Federal Savings Bank
Address	105 FRONT ST, BATH, ME 04530-2608

Agreement

Amount	Amount on Record
Term	300 Months
Due	Oct 5, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 23 Bedford St was $4,941.

Source: Sagadahoc County and Bath City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
Municipality	Bath City
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,941.00	$306,900 Land $57,900 Building $249,000
2023	$4,173.00 (+8%)	$246,900 (+30.36%) Land $46,600 Building $200,300
2022	$3,864.00	$189,400 Land $36,700 Building $152,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23 Bedford St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Bedford St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATH WATER DISTRICT serves 9,205 people · EPA ID ME0090130
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000

May also be available: Tidewater O.P.E.N..

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