23 Beach Plum Ln, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 23 Beach Plum Ln, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,213 sqft · built 1967
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,724 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:166 L:036001`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:166 L:036001`
Alternative APN	`91885`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,213 sqft Living Area
Gross Area	4,900 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	106,286 sqft (2.44 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	91885
Street Address	23 BEACH PLUM LN
City	OSTERVILLE
State	MA
Zip	02655-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC;RF-
Legal Lot Number	36001
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3029
Census Tract	13002

Owner

23 Beach Plum Ln is owner-occupied and held in a trust.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	23 BEACH PLUM LN, OSTERVILLE, MA 02655-1458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Nov 14, 2018	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	23 BEACH PLUM LN, OSTERVILLE, MA 02655-1458
Document Number	0001394845
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23 BEACH PLUM LN OSTERVILLE MA 026551458, OSTERVILLE, MA 02655-1458

Mortgage

Document Number	0001394845
Date	Apr 24, 2020
Instrument	1394845

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Nov 14, 2018
Property Address	23 BEACH PLUM LN, OSTERVILLE, MA 02655-1458
Document Number	0001358667
Instrument Date	Nov 1, 2018
Instrument	1358667
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	111 WILSON RD BEDFORD MA 017301322, BEDFORD, MA 01730-1322

Mortgage

Document Number	1358668
Date	Nov 14, 2018
Instrument	1358668

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23 Beach Plum Ln was $10,724, up 22.8% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,724.00 (+22.77%)	$1,325,600 (+18.52%) Land $787,500 Building $538,100	$1,769,375
2024	$8,735.00 (-9.41%)	$1,118,500 (-3.25%) Land $600,400 Building $518,100
2023	$9,642.00	$1,156,100 Land $714,300 Building $441,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Beach Plum Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Beach Plum Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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