23 Bay State Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 23 Bay State Rd, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,657 sqft · built 1914
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Aug 2018)
Tax Bill	$5,300 (2026)
Deeds & Mortgages	Jan 2021 Refinance Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-011-00167`

Property Details

APN / Parcel Number

Primary APN	`36-011-00167`
Alternative APN	`WORC M:36 B:011 L:00167`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,657 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	862 sqft
Basement Area	842 sqft
Unfinished Basement	842 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Account Number	36-011-00167
Street Address	23 BAY STATE RD
City	WORCESTER
State	MA
Zip	01606-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	11
Legal Lot Number	167
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5010
Census Tract	730200

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 BAY STATE RD, WORCESTER, MA 01606-2152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SECURITY FIRST MORTGAGE FUNDING
Apr 28, 2017	Deed of Trust, Mortgage DIGITAL FCU
Aug 20, 2018	Quit Claim Deed, Transfer SECURITY FIRST MTG FN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Prior Sale	Sep 29, 2005 · Amount on Record
Deed Book / Page	59285 / 121
Transfer Doc	059285-121
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	23 BAY STATE RD, WORCESTER, MA 01606-2152
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	064166-234
Date	Jan 6, 2021
Book Page	64166/234
Instrument	2021

Lender

Name	SECURITY FIRST MORTGAGE FUNDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	23 BAY STATE RD, WORCESTER, MA 01606-2152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57035-305
Date	Apr 28, 2017
Book Page	57035/305
Instrument	42331

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2027

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 20, 2018
Property Address	23 BAY STATE RD, WORCESTER, MA 01606-2152
Document Number	59285-121
Book / Page	59285 / 121
Instrument	87374
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	592850124
Date	Aug 20, 2018
Instrument	59285/0124

Lender

Name	SECURITY FIRST MTG FN

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,300.00 (+6.3%)	$399,100 (+5.58%) Land $113,300 Building $285,800	$448,650 (+0.74%)
2025	$4,986.00 (+6.4%)	$378,000 (+15.67%) Land $107,900 Building $270,100	$445,360 (+2.74%)
2024			$433,485
2023	$4,686.00	$326,800 Land $93,800 Building $233,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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