23 Bates Rd, #25, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 23 Bates Rd, #25, Swampscott, MA 01907

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,444 sqft · built 1929
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Jan 1994)
Tax Bill	$11,844 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`SWAM M:0024 B:0040 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0024 B:0040 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	4,130 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	23 BATES RD, 25
City	SWAMPSCOTT
State	MA
Zip	01907-2648
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A3
Legal Block	40
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	2
Census Block	2000
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 BATES RD, SWAMPSCOTT, MA 01907-2648
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Aug 2, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 1994 · Amount on Record
Deed Sale	Jan 24, 1994 · Amount on Record
Last Transfer Date	Jun 10, 2021
Transfer Doc	0040136-64
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	23-25 BATES RD, SWAMPSCOTT, MA 01907
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040136-65
Date	Aug 2, 2021
Book Page	40136/65
Instrument	20210802002160

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Aug 2, 2021
Property Address	23-25 BATES RD, SWAMPSCOTT, MA 01907
Document Number	40136-64
Book / Page	40136 / 64
Instrument Date	Jun 10, 2021
Instrument	20210802002150
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 BATES RD, SWAMPSCOTT, MA 01907-2648

Mortgage

Document Number	40136-65
Date	Aug 2, 2021
Book Page	40136/65
Instrument	20210802002160

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,844.00 (+7.75%)	$987,000 (+2.99%) Land $331,100 Building $655,900	$926,582
2025	$10,992.00 (+10.16%)	$958,300 (+12.75%) Land $331,100 Building $627,200
2023	$9,978.00	$849,900 Land $282,600 Building $567,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 90 individual policies
Nearby Flood Policies	154 units insured incl. 64 condo units
Nearby Flood Claims	122 (1978–2025)
Claims Outside the SFHA	68 of 122
Most Recent Claim	Sep 2025
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 12 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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