23 Barnacle Ct, Savannah, GA 31410 Property Records

Chatham County property record for 23 Barnacle Ct, Savannah, GA 31410

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,561 sqft · built 1994
Lot Size	0.314 acres (13,678 sqft)
Owner	2 Individual Names on File
Last Sale	$171,679 (Dec 2017)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1-0025C-01-054`

Property Details

APN / Parcel Number

Primary APN	`1-0025C-01-054`
Alternative APN	`P170W609`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,561 sqft Living Area
1st Floor Area	1,561 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,678 sqft (0.314 acres)
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	334 sqft
Deck Area	Deck Area
Patio Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	23 BARNACLE CT
City	SAVANNAH
State	GA
Zip	31410-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2054 BETZ CREEK PLANTATION PHASE 1 SMB 14S 8
Legal Subdivision	BETZ CREEK
Legal Phase	1
Legal Lot Number	2054
Jurisdiction	CHATHAM GA
Township / Civil Division	TYBEE ISLAND-WILMINGTON ISLAND
Census Block Group	4
Census Block	4002
Census Tract	11104

Owner

23 Barnacle Ct is owned and occupied by two individuals who acquired it in May 2024.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 BARNACLE CT, SAVANNAH, GA 31410-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · FHA Mortgage DIRECT MORTGAGE LOANS
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Dec 1, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Jun 6, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Prior Sale	Jun 6, 2017 · Amount on File
Deed Document Number	201712142
Deed Book / Page	1231 / 472
Last Transfer Date	May 3, 2024
Transfer Doc	0033740037
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	23 BARNACLE CT, SAVANNAH, GA 31410-1621
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BARNACLE CT, SAVANNAH, GA 31410-1621

Mortgage

Document Number	0030580221
Date	Mar 31, 2023
Book Page	0000003058/0000000221

Lender

Name	DIRECT MORTGAGE LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	23 BARNACLE CT, SAVANNAH, GA 31410-1621
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BARNACLE CT, SAVANNAH, GA 31410-1621

Mortgage

Document Number	0000002288/0000000316
Date	Mar 18, 2021
Book Page	0000002288/0000000316

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 1, 2017
Property Address	23 BARNACLE CT, SAVANNAH, GA 31410-1621
Document Number	0012310472
Book / Page	1231 / 472
Instrument Date	Dec 1, 2017
Instrument	2017-012142
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BARNACLE CT, SAVANNAH, GA 31410-1621

Mortgage

Document Number	1231/483
Date	Dec 4, 2017
Book Page	1231/483
Instrument	30728360020

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

June 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHATHAM GA
Recording Date	Jun 6, 2017
Property Address	23 BARNACLE CT, SAVANNAH, GA 31410-1621
Document Number	0011340201
Book / Page	1134 / 201
Instrument Date	Jun 6, 2017
Instrument	2017-007399
Transaction Type	Foreclosure
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493
Mail Care Of	OCWEN LOAN SERVICING LLC

Tax Assessment & Valuation

The 2025 property tax bill for 23 Barnacle Ct was $2,864, up 12% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,720 (+2.28%) Land $30,000 Building $102,720	$331,800 (+2.28%) Land $75,000 Building $256,800
2025	$2,864.00 (+12.01%) Homeowner's exemption	$129,760 Land $30,000 Building $99,760	$324,400 Land $75,000 Building $249,400
2024	$2,557.00
2023		$100,320 (+23.67%) Land $26,000 Building $74,320	$250,800 (+23.67%) Land $65,000 Building $185,800
2022	$2,287.00	$81,120 Land $14,000 Building $67,120	$202,800 Land $35,000 Building $167,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 Barnacle Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 324 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	372 units insured incl. 48 condo units
Nearby Flood Claims	19 (2004–2022)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Jul 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Barnacle Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-WILMINGTON ISLAND serves 13,526 people · EPA ID GA0510229
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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