23 Baltic Ave, Morehead, KY 40351 Property Records

Fleming County property record for 23 Baltic Ave, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2005
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$61,500 (May 2025)
Tax Bill	$757 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-00-00-016.33`

Property Details

APN / Parcel Number

Primary APN	`098-00-00-016.33`
Alternative APN	`26335`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
View / Lot	Waterfront
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	26335
Street Address	23 BALTIC AVE
City	MOREHEAD
State	KY
Zip	40351-7036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #33 .311AC & 2005 CLAYTON
Legal Subdivision	PARK PLACE
Legal Lot Number	33
Jurisdiction	FLEMING KY
Township / Civil Division	HILLSBORO
Census Block Group	3
Census Block	3025
Census Tract	920400

Owner

Source: Fleming County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 RICE RD, MOREHEAD, KY 40351-8737
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2019	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE SUPPLIERS INC
Apr 5, 2019	Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HOUSING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Document Number	2025127265
Deed Book / Page	11 / 575
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	23 BALTIC AVE, MOREHEAD, KY 40351-7036
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000M360/13
Date	Apr 5, 2019
Book Page	M360/13
Instrument	67154

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLEMING KY
Recording Date	Apr 5, 2019
Property Address	23 BALTIC AVE, MOREHEAD, KY 40351-7036
Document Number	000D271/78
Book / Page	D271 / 78
Map Reference	DB 234 PG 232
Instrument Date	Mar 29, 2019
Instrument	67153
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	689 WHITAKER ST, MOREHEAD, KY 40351-8830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BALTIC AVE, MOREHEAD, KY 40351-7036
Investor	Possibly a Property Investor

Mortgage

Document Number	000M260/27
Date	Apr 5, 2019
Book Page	M260/27
Instrument	67155

Lender

Name	KENTUCKY HOUSING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fleming County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Fleming County
Unified School District	Fleming County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,000 (-) Land $15,000 Building $63,000	$78,000 (-) Land $15,000 Building $63,000
2025	$757.00 (+11.16%)	$78,000 (+14.71%) Land $15,000 Building $63,000	$78,000 (+14.71%) Land $15,000 Building $63,000
2023	$681.00	$68,000 Land $15,000 Building $53,000	$68,000 Land $15,000 Building $53,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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