23 Bainbridge Ln, Webster, NY 14580 Property Records

Monroe County and Penfield Town property record for 23 Bainbridge Ln, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,564 sqft · built 2005
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Aug 2011)
Tax Bill	$10,810 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264200 095.01-2-36`

Property Details

APN / Parcel Number

Primary APN	`264200 095.01-2-36`
Alternative APNs	`42000950100002036000` `00414000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,564 sqft Living Area
1st Floor Area	1,500 sqft
2nd Floor Area	1,064 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	25,265 sqft (0.58 acres)
Lot Width	153 ft Width
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	344 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00414000000
Street Address	23 BAINBRIDGE LN
City	WEBSTER
State	NY
Zip	14580-8817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	L33 T13 R4 CRANBERRY COVE SEC IV LOT 406
Legal Subdivision	CRANBERRY COVE SUBDIVISION
Legal Block	2
Legal Lot Number	36.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	1
Census Block	1008
Census Tract	11506

Owner

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 BAINBRIDGE LN, WEBSTER, NY 14580-8817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
May 12, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 1, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2011 · Amount on Record
Deed Sale	Aug 23, 2011 · Amount on Record
Prior Sale	Jun 9, 2006 · Amount on Record
Deed Document Number	2011465
Deed Book / Page	11033 / 264
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	23 BAINBRIDGE LN, WEBSTER, NY 14580-8817
Transaction Type	Mortgage
Record Updated	Dec 2, 2022
Title Company	STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001180
Date	Nov 4, 2022
Book Page	30121/312
Instrument	202211041180

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	23 BAINBRIDGE LN, WEBSTER, NY 14580-8817
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000261
Date	May 12, 2021
Book Page	29202/261
Instrument	202105121518

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 27, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	23 BAINBRIDGE LN, WEBSTER, NY 14580-8817
Document Number	0000000891
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BAINBRIDGE LN WEBSTER NY 145808817, WEBSTER, NY 14580-8817

Mortgage

Document Number	0000000891
Date	Oct 9, 2019
Book Page	028227/000364
Instrument	891

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	15.9%

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,810.00 (+1.01%)	$396,800 (-) Land $74,900 Building $321,900	$529,100 (+25.35%) Land $99,873 Building $429,227
2023		$396,800 (-) Land $74,900 Building $321,900	$422,100 (+6.38%) Land $79,676 Building $342,424
2022		$396,800 Land $74,900 Building $321,900	$396,800 Land $74,900 Building $321,900
2021	$10,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks Holding.

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