Garrard County property record for 23 Bailey Way, Lancaster, KY 40444
| Property Type | Commercial |
|---|---|
| Details | built 2015 |
| Lot Size | 7.52 acres (327,571 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,200,000 (Feb 2022) |
| Tax Bill | $12,351 (2025) |
| Deeds & Mortgages | Oct 2006 Mortgage Oct 2012 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18B-05-004 |
| Primary APN | 18B-05-004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 327,571 sqft (7.52 acres) |
| Storage Building | Storage Building |
| Sewer | Connected |
|---|
| Account Number | 23916 |
|---|---|
| Street Address | 23 BAILEY WAY |
| City | LANCASTER |
| State | KY |
| Zip | 40444 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | TR 13 7.52 AC PB 002-050 |
| Legal Subdivision | ROSE HILL FARM |
| Legal Tract | 13 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970102 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2250 HALL RD, NICHOLASVILLE, KY 40356-9541 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 20, 2006 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN NATIONAL BANK |
| Oct 15, 2012 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Feb 28, 2022 | Deed, Transfer |
| Mar 2, 2012 | Deed, Transfer · Commercial Mortgage WHITAKER BANK, INC. |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on File |
| Deed Sale | Feb 28, 2022 · Amount on File |
| Prior Sale | Feb 25, 2022 · Amount on File |
| Deed Document Number | 2022167897 |
| Deed Book / Page | 314 / 475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 23 BAILEY WAY, LANCASTER, KY 40444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8110 LEXINGTON RD, LANCASTER, KY 40444 |
| Investor | Possibly a Property Investor |
| Document Number | 00M265/243 |
|---|---|
| Date | Oct 20, 2006 |
| Book Page | M265/243 |
| Instrument | 76562 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Address | LANCASTER, KY 40444 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 13, 2007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 23 BAILEY WAY, LANCASTER, KY 40444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23BAILEY WAY, LANCASTER, KY 40444 |
| Document Number | 000318/240 |
|---|---|
| Date | Oct 15, 2012 |
| Book Page | 318/240 |
| Instrument | 113887 |
| Name | WHITAKER BANK INC |
|---|---|
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 5, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Feb 28, 2022 |
| Property Address | 23 BAILEY WAY, LANCASTER, KY 40444 |
| Document Number | 00D314/475 |
| Book / Page | D314 / 475 |
| Map Reference | DB 265 PG 243 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 167897 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 SYLVAN WAY, LANCASTER, KY 40444-8953 |
| Name | Verified Name |
|---|---|
| Address | 2250 HALL RD, NICHOLASVILLE, KY 40356-9541 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Mar 2, 2012 |
| Property Address | 23 BAILEY WAY, LANCASTER, KY 40444 |
| Document Number | 000265/243 |
| Book / Page | 265 / 243 |
| Instrument Date | Jan 19, 2012 |
| Instrument | 111161 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 SYLVAN WAY, LANCASTER, KY 40444-8953 |
| Name | Verified Name |
|---|---|
| Address | 23 BAILEY WAY, LANCASTER, KY 40444 |
| Mail Care Of | 23 BAILEY WAY, LANCASTER, KY 40444 |
| Document Number | 000312/924 |
|---|---|
| Date | Mar 6, 2012 |
| Book Page | 312/924 |
| Instrument | 111194 |
| Name | WHITAKER BANK, INC. |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 5, 2013 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,200,000 (-) Land $250,000 Building $950,000 | $1,200,000 (-) Land $250,000 Building $950,000 | |
| 2025 | $12,351.00 (-0.48%) | $1,200,000 (-) Land $250,000 Building $950,000 | $1,200,000 (-) Land $250,000 Building $950,000 |
| 2024 | $12,411.00 (-2.82%) | $1,200,000 (-) Land $250,000 Building $950,000 | $1,200,000 (-) Land $250,000 Building $950,000 |
| 2023 | $12,771.00 | $1,200,000 Land $250,000 Building $950,000 | $1,200,000 Land $250,000 Building $950,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 50 / 3 |
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