23 Ayers Rd, Monson, MA 01057 Property Records

Hampden County and Monson Town property record for 23 Ayers Rd, Monson, MA 01057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,836 sqft · built 2003
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2004)
Tax Bill	$6,542 (2026)
Deeds & Mortgages	Oct 2023 Mortgage May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0123 P:002H`

Property Details

APN / Parcel Number

Primary APN	`M:0123 P:002H`
Alternative APN	`MONS M:123 B:002H`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	4,480 sqft
1st Floor Area	1,032 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	912 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,605 sqft (2.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	23 AYERS RD
City	MONSON
State	MA
Zip	01057-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	2H
Jurisdiction	MONSON MA
Township / Civil Division	MONSON
Census Block Group	1
Census Block	1020
Census Tract	813701

Owner

Source: Hampden County and Monson Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 AYERS RD, MONSON, MA 01057-9694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FREEDOM CU
May 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2004 · Amount on Record
Deed Sale	Aug 12, 2004 · Amount on Record
Deed Document Number	200414251
Deed Book / Page	14411 / 4
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONSON MA
Property Address	23 AYERS RD, MONSON, MA 01057-9694
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025210-302
Date	Oct 31, 2023
Book Page	25210/302
Instrument	51742

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2033

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONSON MA
Property Address	23 AYERS RD, MONSON, MA 01057-9694
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23204-468
Date	May 11, 2020
Book Page	23204/468
Instrument	23795

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONSON MA
Property Address	23 AYERS RD, MONSON, MA 01057-9694
Document Number	22444-319
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 AYERS RD MONSON MA 010579694, MONSON, MA 01057-9694

Mortgage

Document Number	22444-319
Date	Nov 14, 2018
Book Page	022444/000319
Instrument	68128

Lender

Name	FREEDOM CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 13, 2028

Tax Assessment & Valuation

Source: Hampden County and Monson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Monson Town
Unified School District	Monson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,542.00 (+1.73%)	$457,500 (+5.78%) Land $74,400 Building $383,100	$439,249 (-4.41%)
2025	$6,431.00 (+12.47%)	$432,500 (+19.97%) Land $69,700 Building $362,800	$459,515
2023	$5,718.00	$360,500 Land $69,700 Building $290,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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