23 Austin St, Kalispell, MT 59901 Property Records

Flathead County property record for 23 Austin St, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,721 sqft · built 2003
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Aug 2012)
Tax Bill	$3,046 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0744914`

Property Details

APN / Parcel Number

Primary APN	`R0744914`
Alternative APNs	`07-3966-19-2-09-20-0000` `0000006321`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,721 sqft Living Area
1st Floor Area	1,045 sqft
2nd Floor Area	676 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000006321
Street Address	23 AUSTIN ST
City	KALISPELL
State	MT
Zip	59901-7568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRATFORD VILLAGE PH 2, S19, T28 N, R21 W, LOT 026, STRATFORD VILLAGE PH 2 LT 26
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Subdivision	STRATFORD VILLAGE PH 2
Legal Lot Number	26
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2033
Census Tract	1201

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 AUSTIN ST, KALISPELL, MT 59901-7568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 30, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 25, 2017	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Sep 10, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2012 · Amount on Record
Deed Sale	Aug 22, 2012 · Amount on Record
Deed Document Number	201219330
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	23 AUSTIN ST, KALISPELL, MT 59901-7568
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 AUSTIN ST, KALISPELL, MT 59901-7568

Mortgage

Document Number	202600006407
Date	Mar 30, 2026
Instrument	202600006407

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	23 AUSTIN ST, KALISPELL, MT 59901-7568
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010867
Date	Mar 30, 2021
Instrument	202100010867

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	23 AUSTIN ST, KALISPELL, MT 59901-7568
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700001860
Date	Jan 25, 2017
Instrument	201700001860

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	23 AUSTIN ST, KALISPELL, MT 59901-7568
Transaction Type	Mortgage
Record Updated	Sep 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900021894
Date	Sep 10, 2019
Instrument	201900021894

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,046.00 (+0.76%)	$555,800 (-)
2025	$3,023.00 (-38.27%)	$555,800 (+13.59%)	$555,800 (+13.59%) Land $86,127 Building $469,673
2023	$4,897.00	$489,300	$489,300 Land $63,494 Building $425,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks.

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