23 Ashford Pl, Festus, MO 63028 Property Records

Jefferson County property record for 23 Ashford Pl, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,624 sqft · built 1999
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Tax Bill	$3,639 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-6.0-13.0-0-002-007.46`

Property Details

APN / Parcel Number

Primary APN	`18-6.0-13.0-0-002-007.46`
Alternative APN	`1860130 00200746`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,624 sqft Living Area
Gross Area	3,328 sqft
1st Floor Area	2,000 sqft
Basement Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	704 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	108 sqft
Patio Area	690 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	23 ASHFORD PL
City	FESTUS
State	MO
Zip	63028-5605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ASHFORD PLACE 1 LOT 46
Legal Range	5E
Legal Township	40N
Legal Section	13
Legal Subdivision	ASHFORD PLACE 1
Legal Block	4
Legal Lot Number	46
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4050
Census Tract	700900

Owner

23 Ashford Pl is owned and occupied by an individual who acquired it in February 2025.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	23 ASHFORD PL, FESTUS, MO 63028-5605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Jan 15, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 10, 2019	Warranty Deed, Transfer · Conventional Mortgage OZARKS FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2025
Deed Sale	Feb 14, 2025
Prior Sale	Jan 15, 2021 · Amount on File
Deed Document Number	20253637
Prior Transfer Date	Feb 3, 2025
Prior Transfer Doc	0000003637
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	23 ASHFORD PL, FESTUS, MO 63028-5605
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 ASHFORD PL, FESTUS, MO 63028-5605

Mortgage

Document Number	0000016978
Date	Jul 13, 2023
Instrument	2023R-016978

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 15, 2021
Property Address	23 ASHFORD PL, FESTUS, MO 63028-5605
Document Number	0000002177
Map Reference	MB 142 PG 15&16
Instrument Date	Jan 13, 2021
Instrument	2021R-002177
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 PRUNEAU DR, 94, CRYSTAL CITY, MO 63019-2012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 ASHFORD PL, FESTUS, MO 63028-5605
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002178
Date	Jan 15, 2021
Instrument	2021R-002178

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 10, 2019
Property Address	23 ASHFORD PL, FESTUS, MO 63028-5605
Document Number	0000038786
Map Reference	MB 46 PG 19
Instrument Date	Dec 2, 2019
Instrument	2019R-038786
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 CANEPA ESTATES RD, 50, FESTUS, MO 63028-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 ASHFORD PL, FESTUS, MO 63028-5605

Mortgage

Document Number	0000038787
Date	Dec 10, 2019
Instrument	2019R-038787

Lender

Name	OZARKS FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	Other
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 23 Ashford Pl was $3,639, up 6.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,300 (-) Land $4,800 Building $61,500	$349,200 (-) Land $25,300 Building $323,900
2025	$3,639.00 (+6.62%)	$66,300 Land $4,800 Building $61,500	$349,200 (-) Land $25,300 Building $323,900
2024	$3,413.00 (+0.5%)		$349,200 (+9.95%) Land $25,300 Building $323,900
2023	$3,396.00	$60,300 Land $4,800 Building $55,500	$317,600 Land $25,300 Building $292,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Ashford Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Ashford Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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