23 Ash Ave, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 23 Ash Ave, Somerville, MA 02145

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 2,403 sqft · built 1895
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on File
Last Sale	$765,000 (Jul 2018)
Tax Bill	$10,344 (2025)
Deeds & Mortgages	Sep 2021 Refinance May 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-D-20`

Property Details

APN / Parcel Number

Primary APN	`46-D-20`
Alternative APNs	`SOME M:46 B:D L:20` `3105090`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,403 sqft Living Area
Gross Area	3,577 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,100 sqft (0.048 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3105090
Street Address	23 ASH AVE
City	SOMERVILLE
State	MA
Zip	02145-1401
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	D
Legal Lot Number	20
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1004
Census Tract	350108

Owner

23 Ash Ave, a duplex, is owned and occupied by an individual who bought it in July 2018.

Source: Middlesex County and Somerville City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	23 ASH AVE, SOMERVILLE, MA 02145-1401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
May 13, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
May 6, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jul 24, 2018	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Prior Sale	Jul 8, 2011 · Amount on File
Deed Book / Page	71364 / 548
Transfer Doc	071364-548
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	23 ASH AVE, SOMERVILLE, MA 02145-1401
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078726-184
Date	Sep 20, 2021
Book Page	78726/184
Instrument	207629

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	23 ASH AVE, SOMERVILLE, MA 02145-1401
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082761-90
Date	May 13, 2024
Book Page	82761/90
Instrument	48512

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	23 ASH AVE, SOMERVILLE, MA 02145-1401
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78726-184
Date	Sep 20, 2021
Book Page	78726/184
Instrument	207629

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	23 ASH AVE, SOMERVILLE, MA 02145-1401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72558-440
Date	May 6, 2019
Book Page	72558/440
Instrument	57779

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jul 24, 2018
Property Address	23 ASH AVE, SOMERVILLE, MA 02145-1401
Document Number	71364-548
Book / Page	071364 / 000548
Instrument Date	Jul 17, 2018
Instrument	111050
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,488.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 COOLIDGE AVE #703 WATERTOWN MA 024722867, 703, WATERTOWN, MA 02472-2867

Mortgage

Document Number	71364-553
Date	Jul 24, 2018
Book Page	071364/000553
Instrument	111051

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23 Ash Ave was $10,344, up 5.1% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,344.00 (+5.08%)	$948,100 (+1.33%) Land $254,400 Building $693,700
2024	$9,844.00 (+7.09%)	$935,700 (+5.25%) Land $254,400 Building $681,300
2023	$9,192.00	$889,000 Land $254,400 Building $634,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23 Ash Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 23 Ash Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	630 / 140

May also be available: AT&T, Starry, T-Mobile.

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