23 Ascension St, #25, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 23 Ascension St, #25, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	3,590 sqft · built 1925
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,626 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-03265-0000-00050`

Property Details

APN / Parcel Number

Primary APN	`07-03265-0000-00050`
Alternative APN	`070326500050`

Interior

Units	2 Units
Stories	2 Stories
Building Area	3,590 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	23 ASCENSION ST, 25
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Block	3265
Legal Lot Number	50
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3005
Census Tract	175704

Owner

23 Ascension St, #25 is owned and occupied by two individuals.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 ASCENSION ST, 25, PASSAIC, NJ 07055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
May 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARK MORTGAGE INC
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 14, 2019	Grant Deed, Transfer · Conventional with PMI FM HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Jul 9, 2026
Property Address	23 ASCENSION ST, 25, PASSAIC, NJ 07055
Document Number	0000023452
Book / Page	20022 / 217
Instrument Date	Jun 26, 2026
Instrument	202623452
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023452,
Date	Jul 9, 2026
Book Page	20022/217
Instrument	202623452

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	23 ASCENSION ST # 25, 25, PASSAIC, NJ 07055-4636
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016938
Date	May 28, 2024
Book Page	M18924/137
Instrument	2024016938

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company
Address	SUFFERN, NY 10901

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	23 ASCENSION ST # 25, 25, PASSAIC, NJ 07055-4636
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	BROWNSTONE ABS & TITLE, BROWNSTONE ABSTRACT AND TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036782
Date	Jun 2, 2021
Book Page	M17172/80
Instrument	2021036782

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 14, 2019
Property Address	23 ASCENSION ST # 25, 25, PASSAIC, NJ 07055-4636
Document Number	0000007268
Book / Page	003512 / 000070
Instrument Date	Feb 4, 2019
Instrument	7268
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 ASCENSION ST #25 PASSAIC NJ 07055, 25, PASSAIC, NJ 07055

Mortgage

Document Number	7269
Date	Feb 14, 2019
Book Page	015404/000001
Instrument	7269

Lender

Name	FM HM LOANS
Address	BROOKLYN, NJ 11210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 23 Ascension St, #25 was $14,626, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,500 (-) Land $121,500 Building $222,000	$343,500 (-) Land $121,500 Building $222,000
2025	$14,626.00 (+3.27%)	$343,500 Land $121,500 Building $222,000	$343,500 Land $121,500 Building $222,000
2024	$14,163.00
2023		$343,500 Land $121,500 Building $222,000	$343,500 Land $121,500 Building $222,000
2022	$13,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Ascension St, #25 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 Ascension St, #25 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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