Essex County and Cedar Grove Township property record for 23 Apple Tree Ln, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 1,080 sqft · built 1960 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,453 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00201-0000-00014 |
| Primary APN | 04-00201-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 5,445 sqft (0.125 acres) |
| Lot Dimensions | 121 ft deep x 45 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 040020100014 |
|---|---|
| Street Address | 23 APPLE TREE LN |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | 45X121+90X121TRI |
| Legal Subdivision | STERLING ESTATES INC |
| Legal Block | 201 |
| Legal Lot Number | 14 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21300 |
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 APPLE TREE LN, CEDAR GROVE, NJ 07009-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 23 APPLE TREE LN, CEDAR GROVE, NJ 07009-1215 |
| Document Number | 0000121351 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 APPLE TREE LN CEDAR GROVE NJ 070091215, CEDAR GROVE, NJ 07009-1215 |
| Document Number | 0000121351 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 121351 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 23 APPLE TREE LN, CEDAR GROVE, NJ 07009-1215 |
| Document Number | 0000003456 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 23 APPLE TREE LN CEDAR GROVE NJ 070091215, CEDAR GROVE, NJ 07009-1215 |
| Document Number | 0000003456 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 3456 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 10, 2039 |
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $626,000 (+98.98%) Land $318,800 Building $307,200 | $626,000 (+98.98%) Land $318,800 Building $307,200 | |
| 2025 | $8,453.00 (+2.8%) | $314,600 (-) Land $175,200 Building $139,400 | $314,600 (-) Land $175,200 Building $139,400 |
| 2024 | $8,223.00 (+1.95%) | ||
| 2023 | $314,600 Land $175,200 Building $139,400 | $314,600 Land $175,200 Building $139,400 | |
| 2022 | $8,066.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1979–2021) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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