23 Amanda Dr, Esko, MN 55733 Property Records

Carlton County property record for 23 Amanda Dr, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	0.886 acres (38,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Aug 2026)
Tax Bill	$8,920 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`78-192-0400`

Property Details

APN / Parcel Number

Primary APN	`78-192-0400`
Alternative APN	`27628`

Exterior

Lot Area	38,614 sqft (0.886 acres)
Garage Type	Detached
Garage Area	264 sqft

Location & Zoning

Account Number	27628
Street Address	23 AMANDA DR
City	ESKO
State	MN
Zip	55733-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESKO ON MIDWAY FIRST ADDN
Legal Range	16
Legal Township	49
Legal Section	28
Legal Subdivision	ESKO ON MIDWAY FIRST ADDN
Legal Block	1
Legal Lot Number	20
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2031
Census Tract	70300

Owner

Source: Carlton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 AMANDA DR, ESKO, MN 55733-5503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC
Aug 7, 2023	Warranty Deed, Transfer CARLTON COUNTY ABSTRACT AND TITLE, CARLTON COUNTY ABSTRACT & TI
Aug 7, 2023	Affidavit, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
Apr 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Jul 3, 2018	Warranty Deed, Transfer US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Aug 4, 2023 · Amount on Record
Deed Document Number	2026528145
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 7, 2026
Property Address	23 AMANDA DR, ESKO, MN 55733-5503
Document Number	0000528145
Instrument Date	Jul 28, 2026
Instrument	2026528145
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261,640.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	23 AMANDA DR, ESKO, MN 55733-5503

Mortgage

Document Number	0000528146,
Date	Aug 7, 2026
Instrument	2026528146

Lender

Name	REGENT FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 7, 2023
Property Address	23 AMANDA DR, ESKO, MN 55733-5503
Document Number	A000512825
Instrument Date	Aug 3, 2023
Instrument	A000512825
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	CARLTON COUNTY ABSTRACT AND TITLE, CARLTON COUNTY ABSTRACT & TI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 AMANDA DR, ESKO, MN 55733-5503

August 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	CARLTON MN
Recording Date	Aug 7, 2023
Property Address	23 AMANDA DR, ESKO, MN 55733-5503
Document Number	A000512824
Instrument Date	Aug 1, 2023
Instrument	A000512824
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	CARLTON COUNTY ABSTRACT & TI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000512826
Date	Aug 7, 2023
Instrument	A000512826

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	23 AMANDA DR, ESKO, MN 55733-5503
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000505435
Date	Apr 1, 2022
Instrument	A000505435

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 3, 2018
Property Address	23 AMANDA DR, ESKO, MN 55733-5503
Document Number	A000481034
Instrument Date	Jun 25, 2018
Instrument	A000481034
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 AMANDA DR, ESKO, MN 55733-5503

Mortgage

Document Number	A000481035
Date	Jul 3, 2018
Instrument	A000481035

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,920.00 (+11.53%) Homeowner's exemption
2025		$715,600 (+3.35%) Land $74,500 Building $641,100	$715,600 (+3.35%) Land $74,500 Building $641,100
2024	$7,998.00 Homeowner's exemption	$692,400 (+8.92%) Land $74,500 Building $617,900	$692,400 (+8.92%) Land $74,500 Building $617,900
2023	$7,998.00 Homeowner's exemption	$635,700 (-) Land $71,600 Building $564,100	$635,700 (-) Land $71,600 Building $564,100
2022		$635,700 Land $71,600 Building $564,100	$635,700 Land $71,600 Building $564,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Airfiber, Verizon.

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