23 Alba Rd, Montgomery, TX 77356 Property Records

Montgomery County property record for 23 Alba Rd, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,134 sqft · built 1997
Lot Size	0.217 acres (9,458 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4013-02-02300`

Property Details

APN / Parcel Number

Primary APN	`4013-02-02300`
Alternative APN	`R85976`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,134 sqft Living Area
Gross Area	3,618 sqft
1st Floor Area	1,778 sqft
2nd Floor Area	1,356 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,458 sqft (0.217 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	23 ALBA RD
City	MONTGOMERY
State	TX
Zip	77356-5344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	DEL LAGO 02, BLOCK 1, LOT 23
Legal Subdivision	DEL LAGO 02
Legal Block	1
Legal Lot Number	23
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2008
Census Tract	694306

Owner

Source: Montgomery County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 ALBA RD, MONTGOMERY, TX 77356-5344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jun 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage ZB NA
Oct 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2006
Deed Sale	Nov 22, 2006
Prior Sale	Sep 11, 1997
Last Transfer Date	Jun 13, 2025
Transfer Doc	0000061137
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	23 ALBA RD, MONTGOMERY, TX 77356-5344
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 ALBA RD, MONTGOMERY, TX 77356-5344

Mortgage

Document Number	0000050977
Date	Apr 19, 2021
Instrument	2021050977

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77253

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	23 ALBA RD, MONTGOMERY, TX 77356-5344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056388
Date	Jun 28, 2019
Instrument	2019056388

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77253

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 8, 2020
Property Address	23 ALBA RD, MONTGOMERY, TX 77356-5344
Document Number	0000114289
Instrument Date	Oct 1, 2020
Instrument	114289
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 ALBA RD MONTGOMERY TX 773565344, MONTGOMERY, TX 77356-5344

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,169.00 (-22.86%)	$477,894 (+1%)	$493,837 (+13.67%) Land $65,000 Building $428,837
2024	$4,108.00 (+0.39%) Homeowner's exemption Senior Citizen's exemption	$434,449 (+7.95%) Land $65,000 Building $369,449	$434,449 (+1.29%) Land $65,000 Building $369,449
2023	$4,092.00 Homeowner's exemption	$402,450 Land $65,000 Building $363,910	$428,910 Land $65,000 Building $363,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	17 (2016–2025)
Claims Outside the SFHA	16 of 17
Most Recent Claim	May 2025 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 6 claims Hurricane Harvey, Aug 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONROE RESORT private · serves 1,068 people · EPA ID TX1700416
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Verizon.

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