Washington County and Cambridge Town property record for 23 Academy St, Cambridge, NY 12816
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,687 sqft · built 1890 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Aug 2021) |
| Tax Bill | $4,838 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 532201 263.7-2-39 |
| Primary APN | 532201 263.7-2-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,687 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Upper Floors Area | 495 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 160 ft deep x 94 ft wide |
| Porch | Slab |
| Porch Area | 154 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 821A100039 |
|---|---|
| Street Address | 23 ACADEMY ST |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 2 |
| Legal Lot Number | 39.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 93000 |
Source: Washington County and Cambridge Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 ACADEMY ST, CAMBRIDGE, NY 12816-1001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC |
| Feb 1, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on Record |
| Deed Sale | Aug 9, 2021 · Amount on Record |
| Prior Sale | Feb 1, 2017 · Amount on Record |
| Deed Document Number | 20214777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Aug 9, 2021 |
| Property Address | 23 ACADEMY ST, CAMBRIDGE, NY 12816-1001 |
| Document Number | 777 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 2021-4777 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 MAPLE AVE, BALLSTON SPA, NY 12020-1015 |
| Document Number | 778 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021-4778 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Feb 1, 2017 |
| Property Address | 23 ACADEMY ST, CAMBRIDGE, NY 12816-1001 |
| Document Number | 0037530057 |
| Book / Page | 003753 / 000057 |
| Instrument Date | Jan 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 ACADEMY ST CAMBRIDGE NY 128161001, CAMBRIDGE, NY 12816-1001 |
Source: Washington County and Cambridge Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | Cambridge Town |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,838.00 (+26.95%) | $190,724 (+8%) Land $24,728 Building $165,996 | $190,724 (+8%) Land $24,728 Building $165,996 |
| 2024 | $176,596 (+6%) Land $22,896 Building $153,700 | $176,596 (+6%) Land $22,896 Building $153,700 | |
| 2023 | $166,600 (+22.32%) Land $21,600 Building $145,000 | $166,600 (+10.09%) Land $21,600 Building $145,000 | |
| 2022 | $136,200 Land $27,400 Building $108,800 | $151,333 Land $30,444 Building $120,889 | |
| 2021 | $3,811.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1990–1993) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 1993 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER WORKS private · serves 3,000 people · EPA ID NY5700117 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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