23 Abel Way, Wells, ME 04090 Property Records

York County and Wells Town property record for 23 Abel Way, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2023
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$495,100 (Jul 2023)
Tax Bill	$3,096 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WLLS M:040 L:5-A-1`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:040 L:5-A-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,568 sqft Living Area
Gross Area	3,288 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 ABEL WAY
City	WELLS
State	ME
Zip	04090-6854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	5-A-1
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	5
Census Block	5015
Census Tract	34002

Owner

23 Abel Way is owned and occupied by two individuals who bought it in July 2023.

Source: York County and Wells Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 ABEL WAY, WELLS, ME 04090-6854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 14, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Deed Document Number	20232023020079
Deed Book / Page	19273 / 795
Prior Transfer Date	Jul 10, 2023
Prior Transfer Doc	0192730795
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Recording Date	May 8, 2026
Property Address	23 ABEL WAY, WELLS, ME 04090-6854
Document Number	0198990226
Book / Page	19899 / 226
Instrument Date	May 3, 2026
Instrument	202615416
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 ABEL WAY, WELLS, ME 04090-6854

Mortgage

Document Number	0000015416,
Date	May 8, 2026
Book Page	19899/226
Instrument	202615416

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLS ME
Recording Date	Jul 14, 2023
Property Address	23 ABEL WAY, WELLS, ME 04090-6854
Document Number	0192730795
Book / Page	19273 / 795
Instrument Date	Jul 10, 2023
Instrument	2023020079
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	23 ABEL WAY, WELLS, ME 04090-6854

Mortgage

Document Number	0192730798
Date	Jul 14, 2023
Book Page	19273/798
Instrument	2023020080

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 23 Abel Way was $3,096, up 6.2% from the year before.

Source: York County and Wells Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,096.00 (+6.25%)	$479,200 (-) Land $119,230 Building $359,970
2024	$2,914.00 (+38.43%)	$479,200 (+35.67%) Land $119,230 Building $359,970
2023	$2,105.00 (+272.57%)	$353,210 (+553.61%) Land $119,230 Building $233,980
2022	$565.00	$54,040 Land $54,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 Abel Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Abel Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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