23 7th St, Belford, NJ 07718 Property Records

Monmouth County and Middletown Township property record for 23 7th St, Belford, NJ 07718

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,275 sqft · built 2017
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Apr 2017)
Tax Bill	$11,405 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`32-00308-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`32-00308-0000-00019`
Alternative APNs	`320030800019` `421`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,275 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	421
Street Address	23 7TH ST
City	BELFORD
State	NJ
Zip	07718-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Subdivision	BAYSIDE HEIGHTS
Legal Block	308
Legal Lot Number	19
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3020
Census Tract	800500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 7TH ST, BELFORD, NJ 07718-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional with PMI ADVISORS MTG
Aug 9, 2019	Deed of Trust, Mortgage · Conventional with PMI ADVISORS MTG
Apr 25, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2017 · Amount on Record
Deed Sale	Apr 25, 2017 · Amount on Record
Prior Sale	Nov 4, 2015 · Amount on Record
Deed Document Number	201742462
Deed Book / Page	9224 / 3803
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	23 7TH ST, BELFORD, NJ 07718-1706
Document Number	0000045344
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 7TH ST BELFORD NJ 077181706, BELFORD, NJ 07718-1706

Mortgage

Document Number	0000045344
Date	Apr 30, 2020
Book Page	009410/009075
Instrument	45344

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	23 7TH ST, BELFORD, NJ 07718-1706
Document Number	0000075912
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 7TH ST BELFORD NJ 077181706, BELFORD, NJ 07718-1706

Mortgage

Document Number	0000075912
Date	Aug 20, 2019
Book Page	009364/001298
Instrument	75912

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 25, 2017
Property Address	23 7TH ST, BELFORD, NJ 07718-1706
Document Number	0000042462
Book / Page	009224 / 003803
Instrument Date	Apr 13, 2017
Instrument	42462
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2017
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 7TH ST BELFORD NJ 077181706, BELFORD, NJ 07718-1706

Mortgage

Document Number	42463
Date	Apr 25, 2017
Book Page	009224/003808
Instrument	42463

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,900 (+6.84%) Land $387,500 Building $367,400	$754,900 (+6.84%) Land $387,500 Building $367,400
2025	$11,405.00 (+6.6%)	$706,600 (+17.26%) Land $342,500 Building $364,100	$706,600 (+17.26%) Land $342,500 Building $364,100
2024	$10,699.00 (+7.5%)
2023		$602,600 Land $249,700 Building $352,900	$602,600 Land $249,700 Building $352,900
2022	$9,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 197 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	257 (1983–2023)
Claims Outside the SFHA	13 of 257
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 172 claims Hurricane Irene, Aug 2011 · 42 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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