23 5th Ave, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 23 5th Ave, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,414 sqft · built 1987
Lot Size	0.178 acres (7,790 sqft)
Owner	Individual Name on File
Last Sale	$447,500 (Jan 2014)
Tax Bill	$8,301 (2026)
Deeds & Mortgages	Apr 2018 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`89000-14`

Property Details

APN / Parcel Number

Primary APN	`89000-14`
Alternative APNs	`WATE M:0123 B:0007Y L:0023` `3247`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,414 sqft Living Area
Gross Area	1,926 sqft
Basement Area	512 sqft
Unfinished Basement	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,790 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3247
Street Address	23 5TH AVE
City	WATERTOWN
State	MA
Zip	02472-2545
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Subdivision	21-23 05 AVE CONDO
Legal Block	7Y
Legal Lot Number	23
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2002
Census Tract	370403

Owner

23 5th Ave, a condominium, is owned and occupied by an individual who bought it in January 2014.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 5TH AVE, WATERTOWN, MA 02472-2545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2018	Deed of Trust, Mortgage · Line of Credit HARVARD UNIV CU
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage HARVARD UNIV CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2014 · Amount on File
Deed Sale	Jan 22, 2014 · Amount on File
Prior Sale	Oct 7, 2004 · Amount on File
Deed Book / Page	63200 / 435
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	23 5TH AVE, WATERTOWN, MA 02472-2545
Document Number	70845-345
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70845-345
Date	Apr 9, 2018
Book Page	070845/000345
Instrument	47671

Lender

Name	HARVARD UNIV CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 8, 2043

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	23 5TH AVE, WATERTOWN, MA 02472-2545
Document Number	70066-60
Book / Page	070066 / 000060
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70066-60
Date	Oct 12, 2017
Book Page	070066/000060
Instrument	5132

Lender

Name	HARVARD UNIV CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 11, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 23 5th Ave was $8,301, up 7.8% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,301.00 (+7.78%)	$680,400 (+3.18%) Building $680,400	$710,944 (-7.21%)
2025	$7,702.00 (+3.22%)	$659,400 (+3.39%) Building $659,400	$766,175 (+0.27%)
2024	$7,462.00 (-10.54%)	$637,800 (+3.84%) Building $637,800	$764,085
2023	$8,341.00	$614,200 Building $614,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 5th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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